Profile Selection

The Bestinvest research team have blended together a series of five ISA portfolios to accommodate your objectives. These models are designed to use your full £7,200 ISA allowance.

Growth Adventurous ISA

For investors seeking capital growth from an international blend of equities, fixed interest and other diversifying asset classes. This five fund ISA portfolio has a bias towards UK and international equities. It should be viewed as higher risk and investors should expect volatility to be relatively high at times.

Growth Moderate ISA

For investors seeking capital growth from an international blend of equities, fixed interest and other diversifying asset classes. This five fund ISA portfolio should display less volatility than the Growth Adventurous ISA model.

Growth Moderate Ethical ISA

This Ethical ISA portfolio aims for capital growth, blending five funds across international equities and fixed interest.The portfolio is biased towards smaller and medium sized companies, as ethical companies tend to be smaller.

Growth Cautious ISA

For investors seeking a more cautious approach to growth investing. This five fund ISA blends UK and international equities with fixed interest and other diversifying asset classes. The equity exposure should be around half of the portfolio weighting.

Income Moderate ISA

For investors seeking income with capital growth potential. Predominantly a fixed interest portfolio for income seeking investors. A smaller allocation to equity provides opportunity for some capital growth.

The Risks - Important Considerations

Like all investment funds, our ISA model portfolios are intended as medium-to-long term investments. They aim to give you good returns depending on the level of risk to your monies that you’re prepared to take. You can also select your own funds – there are 1170 to choose from, including our top rated funds and HOT prospects. Bestinvest provides four easy steps to buying your ISA.

These suggested portfolios are not personal recommendations – but are designed to provide good prospects of returns for investors looking to commit monies to medium-to-longer term investments. We do however highlight that the value of investments can go down as well as up.

Bestinvest recommend using a Fund Supermarket

Fund supermarkets provide a straightforward way of holding investment funds from a number of different providers under one administrative platform. Because supermarkets are simply administration platforms they do not affect the running of the underlying funds. Advantages include being able to mix and match funds from different providers within ISAs, straightforward cost effective switching and a potentially significant reduction in paperwork; you only receive paperwork from the supermarket, not the individual fund providers. Our recommended fund supermarkets include Cofunds and FundsNetwork.