1. Understanding your goals and investment objectives
Our Investment Advisory Service is tailored around your needs. You will have your own highly qualified investment adviser who will take the time to learn about your investment goals, working with you to carry out a full review of everything you hold. We will build you an investment plan based on the time horizons you have to meet your goals, understand your attitude to risk and identify any specific requirements you have.
2. Choosing an asset model
Once we have a good understanding of your objectives and appetite for risk, we will agree a personal asset model with you. Each model provides guidance on the optimal split between different types of assets. These models are designed by our Research team to meet different investment objectives and levels of risk, so your portfolio can take advantage of tactical investment decisions that aim to target specific opportunities or guard against risk.
3. Building a portfolio tailor-made for you
After we have identified the right asset allocation for your needs, we will construct a portfolio with a selection of investments recommended specifically for you. Your investment adviser will work with you to identify how your existing investments (if applicable) compare with your asset model. Portfolios are constructed using collective investments such as Open-Ended Investment Companies and unit trusts at their core but can also include listed securities such as Investment Companies and Exchange Traded Funds (ETFs). Your adviser can also discuss the benefits of investing within an ISA or SIPP.
4. Expert advice and ongoing support
You have access to your online account where you can view an up-to-date valuation of all your investments at any time. We believe that advice should be proactive, so we will always contact you when you need to know something about your holdings, such as a change in manager or rerating. We also offer regular support through our statements, newsletters and annual reviews.