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Annuities factsheet

Our free factsheet gives you more information about the benefits of annuities and using our new online annuity service.


Annuity calculator

Finding the best income rates with our annuity calculator

Our annuity calculator, launched in partnership with Just Retirement Solutions, makes it easy to compare and buy annuities from 10 leading providers comprising a majority of the UK market.* It is important to shop around and compare rates between different providers before taking action, because an annuity gives you a rate of income that usually remains the same for the rest of your retirement and once you have made a purchase you cannot change your mind (although this is expected to change from April 2017).

Why use an annuity planner?

When it comes to taking an income in retirement, if you choose to buy an annuity there is no obligation to stay with your current pension provider. For this reason, many savers choose to use an online calculator to compare rates between different annuity providers before making a purchase. With annuity calculators like ours you can:

  • Enter all of your personal information, including details of your health conditions and pension savings, to receive personalised annuity quotes.
  • Specify your plans for taking tax-free cash and see how this could affect your level of income in retirement.
  • Choose from a number of extra features and benefits, for example if you would prefer an income that rises with inflation.
  • Compare and apply for quotes from 10 annuity providers comprising a majority of the UK market.
  • Purchase an annuity in just a few clicks (if you have already explored your options and sought either impartial guidance or regulated financial advice).

Get an annuity quote

Important information

The decision to access your pension is an important one and will affect your income and possibly your standard of living for years to come. Therefore we recommend that before any decision is made you receive regulated financial advice or get free guidance from Pension Wise. Find out more about Pension Wise.

*This is a restricted service and not a whole of market solution. You may be able to find a better rate by looking elsewhere or contacting providers directly. Just Retirement Solutions will use your information to provide the annuity comparison service to you for the purpose of obtaining quotes from annuity providers.


Past performance is not a reliable indicator of future returns

The value of your investment can go down as well as up, and you can get back less than you originally invested.

The Bestinvest Online Investment Service, including any account analysis and investment reports provided by our guidance services, is an online execution-only dealing service for investors who want to make their own investment decisions. It does not provide advice on the suitability of products and investments; if you are unsure about the suitability of any investment you should seek professional advice. Clients of our Investment Advisory Service and Managed Portfolio Service can use the website to obtain current valuations of their investments but cannot trade on these accounts online and should call their adviser if they wish to discuss changes to their investments.

Past performance or any yields quoted should not be considered reliable indicators of future returns. Restricted advice can be provided as part of other services offered by Bestinvest, upon request and on a fee basis. Before investing in funds please check the specific risk factors on the key features document or refer to our risk warning notice as some funds can be high risk or complex; they may also have risks relating to the geographical area, industry sector and/or underlying assets in which they invest. Prevailing tax rates and relief are dependent on your individual circumstances and are subject to change.

Issued by Bestinvest (Brokers) Limited (Reg. No. 2830297), which is authorised and regulated by the Financial Conduct Authority. Financial services are provided by Bestinvest (Brokers) Limited and other companies in the Tilney Bestinvest Group, further details of which are available here. This site is for UK investors only.
© Tilney Bestinvest Group Ltd 2016.

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