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Get your Cash ISA working harder with a 1.5% bonus

ISA review

With the Bank of England base rate sitting at an all time low, it’s become hard to find attractive yields on cash savings.

E-CASH ISA ANNUAL RATES (including bonus)

  • Gross Rate 2.1%
  • Gross AER 0.6%

As always, tax efficiency remains an important weapon in the fight for higher returns, but the recent volatility of equity markets means more people will be turning to Cash ISAs before the end of the 2008/2009 tax year. Bestinvest clients can now access the Scottish Widows E-Cash ISA which offers a highly competitive interest rate with no hidden costs or penalties. Guaranteed to be no less than 0.25% below Scottish Widows bank base rate (currently 1%) until 31st December 2012 and with a bonus of 1.50% on the interest rate for the first twelve months on the first account you open, we think this is attractive for low-risk savings.

Cash ISAs have been a popular choice since they were introduced in April 1999. In fact, the market value of Cash ISAs now stands at almost £140 billion*, nearly double that of Stocks & Shares ISAs. However, the average interest rate on all Cash ISAs has been lower than the official base rate for most of the last three years. As a result,your cash is not working as hard for you as it should be. We’re therefore pleased to report the Scottish Widows E-Cash ISA, together with its bonusinterest rate, is available for ISA transfers too, meaning you can give your past Cash ISAs a new lease of life.For further details on the Scottish Widows E-Cash ISA please visit our website or call us for an application pack on 020 7189 9999.

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The value of your investments and the income from them can go down as well as up and you can get back less than you originally invested. Any yields quoted cannot be taken as a reliable indicator of future returns. Before investing in funds please check the specific risk factors on the key features document or refer to our risk warning notice as some funds can be high risk or complex. Prevailing tax rates and relief are dependent on your individual circumstances and are subject to change.

Bestinvest (Brokers) Ltd & Bestinvest (Consultants) Ltd are authorised and regulated by the Financial Services Authority. This site is for UK Investors only

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