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HENDERSON FIXED INTEREST MONTHLY INCOME - Fund overview

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Overview of HENDERSON FIXED INTEREST MONTHLY INCOME

This fund is managed to provide investors with a high and stable level of monthly income (as opposed to targeting total returns), whilst attempting to preserve capital. To achieve this the fund invests in high yield bonds (approx. 65%) and higher quality (lower yielding bonds) bonds. Holdings may also include preference shares. The portfolio is built from an analysis of global economic trends followed by the selection of individual bonds identified to benefit from the trends identified in the big picture analysis.

Standard Initial Charge

4.25% 0.00%

Invest via Bestinvest

to save 4.25%

Fund summary

Sector  £ Strategic Bond
Product type  UNIT TRUST
Launched  April, 1979
Size  £452m
Yield 6.5%
Charging basis  Capital
Dividends paid  Last Day Each Month.
Bid price 20.28p

Fund Charges

Standard Initial charge 4.25%
Initial charge via Bestinvest 0.00%
Additional bid/offer spread 0.60%
Annual management charge 1.25%
Total expense ratio 1.49%
Reduction in yield (10yr) 1.55%

Bestinvest says


This fund is managed by John Pattullo and Jenna Barnard, who also manage the three star rated Preference and Bond and Strategic Bond funds. However, opportunities for capital gain will tend to be limited especially as annual charges are deducted from capital, although investors should expect to receive a steady level of above average income. As such, we would point investors towards our recommended funds within the corporate bond sector where charges tend to be lower.

Portfolio

henderson fixed interest monthly income asset allocation illustration
Allocation Proportion
Equity 1%
High yield bonds 60%
Quality bonds 37%
Property 0%
Commodities
Hedge
Fund cash 2%
henderson fixed interest monthly income equity geographic illustration
Allocation Proportion
UK 100%
Europe
Nth America
Japan
Pacific
Other Equity
henderson fixed interest monthly income equity capitalisation illustration
Allocation Proportion
Large Caps 80%
Mid Caps 15%
Small Caps 5%

Investment process


The fund has a neutral weighting of approximately 65% lower quality bonds and 35% investment grade bonds. Holdings may also include some convertibles and preference shares. Generally bonds will be high coupon due to the emphasise on income generation.
The fund structure is initially approached from a top down perspective (global economic prospects), to form a view of where the best opportunities exist at the sector level as well as setting the tone for the best split between high yield and lower yielding bonds. versus low quality bond split, duration (risk) and sector allocation. The top down analysis covers such areas as inflation, interest rates, supply and demand to the market, relative valuations across different markets, rating agencies' credit ratings and structural changes in industries. Then follows due diligence at the individual bond level.

The value of your investments and the income from them can go down as well as up, and you can get back less than you originally invested. Past performance or any yields quoted should not be considered reliable indicators of future returns. Before investing in funds please check the specific risk factors on the key features document or refer to our risk warning notice as some funds can be high risk or complex; they may also have risks relating to the geographical area, industry sector and/or underlying assets in which they invest. Prevailing tax rates and relief are dependent on your individual circumstances and are subject to change.

Bestinvest (Brokers) Ltd & Bestinvest (Consultants) Ltd are authorised and regulated by the Financial Services Authority. This site is for UK Investors only

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