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The fund will achieve its objective by investing in corporate bonds with at least an investment grade rating according to Moody's, S&P's or an equivalent agency. The fund may also hold unrated assets such as debentures and structured bonds, which the manager assesses to be of a similar quality to offically rated investment grade credits. The Standard Life's equity team's "black box" system, the Matrix is utilised during the investment process, providing a score on company's fundamentals and acting as an initial filter for the focus of the team's research.