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BARING GERMAN GROWTH - Fund overview

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Overview of BARING GERMAN GROWTH

The fund aims to produce a capital return in excess of the FTSE German TR GBP by investing in listed German companies. The fund manager Robert Smith is based in London and the predominant way by which Smith seeks to generate alpha is by investing in mid and small companies where he believes there is a greater chance of outperforming. Smith has the extensive resource of Barings to back up his own work which he uses fully.

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Fund summary

Sector  Specialist
Product type  UNIT TRUST
Launched  May, 1990
Size  £327m
Yield 0.7%
Charging basis  –
Dividends paid  Acc units only.
Bid price(inc) 339.50p 4.30p
Bid price(acc) 365.90p 4.60p

Fund Charges

Standard Initial charge 5.00%
Initial charge via Bestinvest 0.00%
Additional bid/offer spread 0.00%
Annual management charge 1.50%
Total expense ratio 1.57%
Reduction in yield (10yr) 1.57%

Bestinvest says


Whilst the industrial and productive might of Germany is well documented there are not many ways for UK investors to access this market. Since taking over this fund Smith has provided investors with consistent outperformance above the benchmark. By their very nature this is not something that an ETF, for example, can achieve. The changes that Smith enacted upon taking control of the fun, increasing the number of stocks and the small cap weighting, were very sensible and this, as much if not more than the stock picking, has helped drive performance. This fund is our preferred way of gaining direct access to German equity returns.

Portfolio

baring german growth asset allocation illustration
Allocation Proportion
Equity 97%
High yield bonds 0%
Quality bonds 0%
Property 0%
Commodities 0%
Hedge 0%
Fund cash 3%
baring german growth equity geographic illustration
Allocation Proportion
UK 0%
Europe 100%
Nth America 0%
Japan 0%
Pacific 0%
Other Equity 0%
baring german growth equity capitalisation illustration
Allocation Proportion
Large Caps 64%
Mid Caps 15%
Small Caps 21%

Investment process


Robert Smith started managing the fund in November 2008 at the height of the crisis at that time. Until that point the fund invested heavily in large cap German companies and fund performance had a high correlation to the index. One reason for this is that there are some very large stocks in the benchmark. Deutsche Bank, Allianz, Bayer, SAP, Daimler and Siemens form around 50% of the benchmark.
Smiths approach instead focuses on quality small cap growth companies where he believes price anomalies are more prevalent given the extend to which analysts focus on these large cap stocks and ignore the small ones. This has been successful during the bull market since he took control of the fund.
Smith also conforms to the Barings analyst driven approach to investing. He is responsible, for example, for the auto sector and he is clearly very knowledgeable about these stocks. On other sectors he relies more on his analysts. These analysts are closely monitored and paid for the quality of their recommendations, not fund performance.

The value of your investments and the income from them can go down as well as up, and you can get back less than you originally invested. Past performance or any yields quoted should not be considered reliable indicators of future returns. Before investing in funds please check the specific risk factors on the key features document or refer to our risk warning notice as some funds can be high risk or complex; they may also have risks relating to the geographical area, industry sector and/or underlying assets in which they invest. Prevailing tax rates and relief are dependent on your individual circumstances and are subject to change.

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