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PREMIER INCOME I - Fund overview

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Overview of PREMIER INCOME I

The fund aims to deliver consistent investment performance against its benchmark index and targets reasonable and rising income (10% above the benchmark yield) primarily from large and mid cap UK quoted companies, though international stocks are also used. To achieve this the manager runs focused portfolios and is pragmatic in that he considers the macro economic environment - i.e. its influences on economic themes and styles before targeting individual stocks.

Standard Initial Charge

0.00% 

Fund summary

Sector  UK Equity Income
Product type  OEIC
Launched  April, 2000
Size  £337m
Yield 6.0%
Charging basis  Capital
Dividends paid  –
Bid price 520.61p

Fund Charges

Standard Initial charge 0.00%
Initial charge via Bestinvest
Additional bid/offer spread 0.00%
Annual management charge 0.75%
Total expense ratio 0.84%
Reduction in yield (10yr) 0.84%

Bestinvest says


The fund attracted a substantial following as Credit Suisse Income under the the stewardship of Bill Mott in the 1990s. Mott later took the helm once more (when the fund was outsourced to PSigma), but the fund has recently been brought in-house by Premier. Though the new manager's track record is reasonable, we have higher conviction in other funds in the IMA UK Equity Income sector. Our top rated UK equity income funds include BlackRock UK Income, Threadneedle UK Equity Income and Artemis Income.

Portfolio

premier income i asset allocation illustration
Allocation Proportion
Equity 97%
High yield bonds 0%
Quality bonds 0%
Property 0%
Commodities 0%
Hedge 0%
Fund cash 3%
premier income i equity geographic illustration
Allocation Proportion
UK 97%
Europe 3%
Nth America 0%
Japan 0%
Pacific 0%
Other Equity 0%
premier income i equity capitalisation illustration
Allocation Proportion
Large Caps 70%
Mid Caps 21%
Small Caps 9%

Investment process


The fund's investment process is initially influenced by top-down thematic investing, that is the manager considers the state of the world from an economic perspective and how that may influence various sectors and stocks. Then within this framework, i.e. once investment themes have been identified, stocks that fit into such categories are then analysed in their own right. Typically the manager will target three types of companies that may benefit from such themes:
- GARP (Growth at a Reasonable Price) - companies that are growing fast but are under appreciated by the market.
- Value investments - companies that are trading below their intrinsic worth.
- Special Situations.
The manager believes in backing his convictions, therefore the fund's portfolio is concentrated, although the manager does have an awareness of his bets relative to the benchmark, the FTSE All Share index.

The value of your investments and the income from them can go down as well as up, and you can get back less than you originally invested. Past performance or any yields quoted should not be considered reliable indicators of future returns. Before investing in funds please check the specific risk factors on the key features document or refer to our risk warning notice as some funds can be high risk or complex; they may also have risks relating to the geographical area, industry sector and/or underlying assets in which they invest. Prevailing tax rates and relief are dependent on your individual circumstances and are subject to change.

Bestinvest (Brokers) Ltd & Bestinvest (Consultants) Ltd are authorised and regulated by the Financial Services Authority. This site is for UK Investors only

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