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CAZENOVE UK GROWTH & INCOME B - Fund overview

Bestinvest rating 3 stars


Overview of CAZENOVE UK GROWTH & INCOME B

The fund aims to achieve long-term capital and income growth through investment primarily in the United Kingdom. Investments will be made predominantly in UK equities. The manager follows a “business cycle” approach – making a judgment as to where we are in the economic cycle and then buying stocks he believes will benefit from the anticipated conditions. The fund invests almost entirely in large and mid sized companies and its benchmark constraints keep the portfolio reasonably close to the index.

Standard Initial Charge

5.00% 0.00%

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Fund summary

Sector  UK All Companies
Product type  OEIC
Launched  December, 2002
Size  £411m
Yield 3.8%
Charging basis  CAPITAL
Dividends paid  February, August
Bid price(inc) 150.85p
Bid price(acc) 204.72p

Fund Charges

Standard Initial charge 5.00%
Initial charge via Bestinvest 0.00%
Additional bid/offer spread 0.00%
Annual management charge 1.50%
Total expense ratio 1.59%
Reduction in yield (10yr) 1.59%

Bestinvest says


This fund is suitable for core UK equity exposure, with the approach keeping returns reasonably close to the index whilst still retaining the possibility of outperformance, particularly when the team judge the market cycle correctly as they did during the 2008 downturn. The process has a considerable track record and, though long-standing manager Tim Russell recently left the company, David Docherty has been in day to day control of the fund for some time and benefits from the backing of a strong European equity team. The fund also pays an above average yield, though expenses are charged to capital.

Portfolio

cazenove uk growth & income b asset allocation illustration
Allocation Proportion
Equity 100%
High yield bonds 0%
Quality bonds 0%
Property 0%
Commodities 0%
Hedge 0%
Fund cash 0%
cazenove uk growth & income b equity geographic illustration
Allocation Proportion
UK 98%
Europe 2%
Nth America 0%
Japan 0%
Pacific 0%
Other Equity 0%
cazenove uk growth & income b equity capitalisation illustration
Allocation Proportion
Large Caps 79%
Mid Caps 20%
Small Caps 1%

Investment process


The fund targets 1.5% p.a. out performance of the FTSE All Share with a low tracking error (2.5%-4.5%) by investing mainly in FTSE 350 companies. The manager pursues a pragmatic approach known as business cycle investing, setting sector and style exposures based on macro-economic views which are determined at Cazenove’s pan European Equity Strategy meeting. Stocks are classified into seven types; Commodity Cyclicals, Consumer Cyclicals, Industrial Cyclicals, Financials/Interest Rate Sensitives, Growth Defensives and Value Defensive. The portfolio is tilted towards stock types the manager believes will benefit in the next stage of the cycle – for instance, defensive stocks during a recession. The process also includes bottom-up analysis, with stocks being screened on both quantative and qualitative bases before being researched in more depth. The importance attached to top-down and bottom-up analysis varies according to the stage in the cycle – "inflection points" in the business cycle are catalysts for portfolio changes.

The value of your investments and the income from them can go down as well as up and you can get back less than you originally invested. Any yields quoted cannot be taken as a reliable indicator of future returns. Before investing in funds please check the specific risk factors on the key features document or refer to our risk warning notice as some funds can be high risk or complex. Prevailing tax rates and relief are dependent on your individual circumstances and are subject to change.

Bestinvest (Brokers) Ltd & Bestinvest (Consultants) Ltd are authorised and regulated by the Financial Services Authority. This site is for UK Investors only

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