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DISCRETIONARY TRUST - Fund overview

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Overview of DISCRETIONARY TRUST

This fund aims to provide maximum appreciation with above average yield for a growth fund through concentration in UK smaller and medium sized companies. It has a significant bias to small caps. The manager invests in a concentrated portfolio and believes in running his winners. Portfolio turnover is low. This essentially mirrors the Rights & Issues Investment Trust, run by the same manager.

Standard Initial Charge

3.00% 1.00%

Fund summary

Sector  UK Smaller Companies
Product type  UNIT TRUST
Launched  August, 1963
Size  £27m
Yield 1.2%
Charging basis  –
Dividends paid  December, June
Bid price(inc) 850.80p
Bid price(acc) 3,014.00p

Fund Charges

Standard Initial charge 3.00%
Initial charge via Bestinvest 1.00%
Additional bid/offer spread 0.10%
Annual management charge 1.00%
Total expense ratio 1.11%
Reduction in yield (10yr) 1.22%

Bestinvest says


It's rare to find a manager who has managed the same fund for as long as Simon Knott has. In fact he has managed the Discretionary Fund in his own distinctive style since 1990. In what can only be described as a purist approach, the manager's style provides investors access to a focused, highly researched, deep value (cheap stocks relative to net assets or growth potential) portfolio of mostly small cap stocks. Knott’s investment philosophy and his detailed knowledge of the companies in which he invests is impressive. The Manager's distinctive bottom up approach, seeking out fundamental value, has proved successful over all economic cycles.

Portfolio

discretionary trust asset allocation illustration
Allocation Proportion
Equity 94%
High yield bonds
Quality bonds
Property
Commodities
Hedge
Fund cash 6%
discretionary trust equity geographic illustration
Allocation Proportion
UK 100%
Europe 0%
Nth America 0%
Japan 0%
Pacific 0%
Other Equity 0%
discretionary trust equity capitalisation illustration
Allocation Proportion
Large Caps 5%
Mid Caps 5%
Small Caps 90%

Investment process


The fund is built entirely around bottom up stock analysis with an emphasis on fundamental value. The manager does not rely on third parties to generate investment ideas or provide research and analysis. Instead he relies on his extensive market experience and he alone will undertake all analysis and company visits. He does not invest in what are perceived as 'bad' companies even if they are cheaply priced. Instead he will target those which he understands, are profitable and whose businesses have significant barriers to entry. The manager will rely on balance sheet and turnover versus margin analysis to identify value. He pursues a buy and hold strategy and will not take positions in a company that cannot satisfy an investment case over a three to four year view. This is particularly important in the small cap arena where transaction costs can be high.

The value of your investments and the income from them can go down as well as up and you can get back less than you originally invested. Any yields quoted cannot be taken as a reliable indicator of future returns. Before investing in funds please check the specific risk factors on the key features document or refer to our risk warning notice as some funds can be high risk or complex. Prevailing tax rates and relief are dependent on your individual circumstances and are subject to change.

Bestinvest (Brokers) Ltd & Bestinvest (Consultants) Ltd are authorised and regulated by the Financial Services Authority. This site is for UK Investors only

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