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FIDELITY ENHANCED INCOME - Fund overview

Bestinvest rating 4 stars


Overview of FIDELITY ENHANCED INCOME

The sister fund to the Fidelity Moneybuilder Dividend - a traditional UK equity income mandate. This Enhanced version increases the dividend payable to approximately to 7% or 150-200% of the FTSE All Share through the use of a covered call strategy (selling call options on stocks held in the portfolio in return for a premium). The application of this strategy is discretionary as opposed to systematic. The manager follows the house style of focusing on bottom up company analysis.

Standard Initial Charge

3.50% 0.50%

Invest via Bestinvest

to save 3.00%

Fund summary

Sector  UK Equity Income
Product type  OEIC
Launched  February, 2009
Size  £54m
Yield 7.8%
Charging basis  Capital
Dividends paid  Outside ISA&SIPP 18/01, 18/04, 18/07, 18/10. Within ISA&SIPP 13/02, 13/05, 13.08, 13/11.
Bid price(inc) 109.80p
Bid price(acc) 137.80p

Fund Charges

Standard Initial charge 3.50%
Initial charge via Bestinvest 0.50%
Additional bid/offer spread 0.00%
Annual management charge 1.50%
Total expense ratio 1.73%
Reduction in yield (10yr) 1.78%

Bestinvest says


No information available.

Portfolio

fidelity enhanced income asset allocation illustration
Allocation Proportion
Equity 100%
High yield bonds
Quality bonds
Property
Commodities
Hedge
Fund cash
fidelity enhanced income equity geographic illustration
Allocation Proportion
UK 100%
Europe
Nth America
Japan
Pacific
Other Equity
fidelity enhanced income equity capitalisation illustration
Allocation Proportion
Large Caps 80%
Mid Caps 15%
Small Caps 5%

Investment process


The manager seeks to buy equities with a higher than average dividend yield and or which offer the prospect of dividend growth, even during periods of tough economic conditions.
He adopts a safety of income at a reasonable price mentality seeking to avoid companies which don’t have sufficient cash flow to pay future dividends, even if their yield appears high. Where possible investments are made in large, blue chip companies with a proven culture of paying dividends. Invest overseas selectively. Not every stock will provide a certain level of dividend income, instead he will aim for a yield range to give flexibility and the opportunity of capital growth. The covered call strategy is implemented on a discretionary basis. The process will only use exchange based options as a means of reducing counterparty risk. Historically 60-70% of NAV has been covered by options.
Generally options will be written closer to the market price in the case of lower volatility stocks and further away for more volatile stocks.

The value of your investments and the income from them can go down as well as up, and you can get back less than you originally invested. Past performance or any yields quoted should not be considered reliable indicators of future returns. Before investing in funds please check the specific risk factors on the key features document or refer to our risk warning notice as some funds can be high risk or complex; they may also have risks relating to the geographical area, industry sector and/or underlying assets in which they invest. Prevailing tax rates and relief are dependent on your individual circumstances and are subject to change.

Bestinvest (Brokers) Ltd & Bestinvest (Consultants) Ltd are authorised and regulated by the Financial Services Authority. This site is for UK Investors only

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