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ALLIANZ RCM US EQUITY - Fund overview

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Overview of ALLIANZ RCM US EQUITY

Run from Allianz Dresdner's RCM offices in San Francisco, manager Seung Minn has adopted the same process he has used for some years on the offshore equivalent. Investing principally in large cap stocks, the approach is contrarian with the manager seeking undervalued companies undergoing positive change, which can offer good long term returns - he believes these provide upside potential at the same time as downside protection.

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Fund summary

Sector  North America
Product type  OEIC
Launched  June, 2002
Size  £129m
Yield 0.1%
Charging basis  Income
Dividends paid  Acc units only.
Bid price 269.84p 1.15p

Fund Charges

Standard Initial charge 4.00%
Initial charge via Bestinvest 0.00%
Additional bid/offer spread 0.00%
Annual management charge 1.50%
Total expense ratio 1.80%
Reduction in yield (10yr) 1.80%

Bestinvest says


Manager Seung Minn has outperformed over his career but returns have been inconsistent - as a result we prefer other funds in the IMA North America sector. Therefore consider one of our recommended funds in the sector.

Portfolio

allianz rcm us equity asset allocation illustration
Allocation Proportion
Equity 96%
High yield bonds 0%
Quality bonds 0%
Property 0%
Commodities 0%
Hedge 0%
Fund cash 4%
allianz rcm us equity equity geographic illustration
Allocation Proportion
UK 0%
Europe 0%
Nth America 100%
Japan 0%
Pacific 0%
Other Equity 0%
allianz rcm us equity equity capitalisation illustration
Allocation Proportion
Large Caps 87%
Mid Caps 13%
Small Caps 0%

Investment process


To achieve its aim of capital growth the fund invests in large US companies with good prospects for increasing profits and attractive price/earnings ratios (a multiple of the share price to earnings). The process starts with an investment universe of 1200-1500 stocks with a market cap greater than US$1bn. These are screened based on valuation grounds and the existence of catalysts in order to identify candidates for further research. This is undertaken on both a sector basis and using RCM's Grassroots Research, which uses street level research, such as surveys to uncover information ahead of the market. Price range analysis is then undertaken to produce upside and downside targets - typical investments have an upside of 30/40% but a downside of around 20%.

The value of your investments and the income from them can go down as well as up, and you can get back less than you originally invested. Past performance or any yields quoted should not be considered reliable indicators of future returns. Before investing in funds please check the specific risk factors on the key features document or refer to our risk warning notice as some funds can be high risk or complex; they may also have risks relating to the geographical area, industry sector and/or underlying assets in which they invest. Prevailing tax rates and relief are dependent on your individual circumstances and are subject to change.

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