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M&G DIVIDEND X - Fund overview

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Overview of M&G DIVIDEND X

This fund invests in high yielding UK equities, with the objective of growing income, as well as maximising total returns. The income target aims to be above the yield of the FTSE All Share index. To achieve these targets the fund invests in a diversified portfolio across all market sectors and generally has a bias to large and mid cap stocks.

Standard Initial Charge

0.00% 0.00%

Fund summary

Sector  UK Equity Income
Product type  OEIC
Launched  October, 2002
Size  £1,193m
Yield 4.8%
Charging basis  CAPITAL
Dividends paid  28/2, 30/8
Bid price(inc) 52.21p
Bid price(acc) 440.01p

Fund Charges

Standard Initial charge 0.00%
Initial charge via Bestinvest 0.00%
Additional bid/offer spread 0.00%
Annual management charge 1.50%
Total expense ratio 1.66%
Reduction in yield (10yr) 1.66%

Bestinvest says


M&G appointed a new fund manager, Alex Odd, on this fund in July 2010 in place of Richard Hughes. Odd has a below average track record in the IMA UK Equity Income sector and we continue to suggest investors switch to one of our rated alternatives.

Portfolio

m&g dividend x asset allocation illustration
Allocation Proportion
Equity 99%
High yield bonds 0%
Quality bonds 0%
Property 0%
Commodities 0%
Hedge 0%
Fund cash 1%
m&g dividend x equity geographic illustration
Allocation Proportion
UK 92%
Europe 8%
Nth America 0%
Japan 0%
Pacific 0%
Other Equity 0%
m&g dividend x equity capitalisation illustration
Allocation Proportion
Large Caps 67%
Mid Caps 26%
Small Caps 7%

Investment process


The fund mainly invests in large and medium size stocks across all sectors although the higher yield premium attached to the fund means that at times the fund is likely to target out of favour stocks. Favoured attributes for company holdings include a strong business franchise, competitiveness, good turnover and dividend growth. There is also a strong emphasis on investing in companies with quality management. In terms of valuing a company the approach generally considers a stocks value on its medium term prospects as opposed the shorter term, which can generally be affected by market noise. Stocks are sold when these criteria are no longer met, when stocks lose their yield premium, or when they have become overvalued.

The value of your investments and the income from them can go down as well as up and you can get back less than you originally invested. Any yields quoted cannot be taken as a reliable indicator of future returns. Before investing in funds please check the specific risk factors on the key features document or refer to our risk warning notice as some funds can be high risk or complex. Prevailing tax rates and relief are dependent on your individual circumstances and are subject to change.

Bestinvest (Brokers) Ltd & Bestinvest (Consultants) Ltd are authorised and regulated by the Financial Services Authority. This site is for UK Investors only

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