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M&G EXTRA INCOME A - Fund overview

No Bestinvest rating
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Overview of M&G EXTRA INCOME A

This fund aims for a high and rising income (50% higher than that of the FTSE AllShare Index) as well as some capital growth from a portfolio consisting of around 2/3 UK equities, 1/3 investment grade bonds. The equity component targets good quality out of favour companies with above average yields, whilst the bond element, corporate bonds, support's income generation.

Standard Initial Charge

4.00% 1.00%

Invest via Bestinvest to save 3.00%
Buy as ISA  |  Buy as Unit Trust

Fund summary

Sector  UK Equity and Bond Income
Product type  OEIC
Launched  November, 1973
Size  £350m
Yield 5.0%
Charging basis  CAPITAL
Dividends paid  31/1, 30/4, 31/7, 31/10
Bid price(inc) 628.26p
Bid price(acc) 4,330.88p

Fund Charges

Standard Initial charge 4.00%
Initial charge via Bestinvest 1.00%
Additional bid/offer spread 0.00%
Annual management charge 1.25%
Total expense ratio 1.41%
Reduction in yield (10yr) 1.51%

Bestinvest says


Bestinvest rate the funds of Richard Woolnough, manager of the bond portion of the fund, but not those of named manager Richard Hughes. Therefore we suggest investors looking for the same approach consider one of our recommended UK equity income funds, combined with one of our recommended UK corporate bond funds.

Portfolio

m&g extra income a asset allocation illustration
Allocation Proportion
Equity 77%
High yield bonds
Quality bonds 22%
Property 0%
Commodities
Hedge
Fund cash 1%
m&g extra income a equity geographic illustration
Allocation Proportion
UK 100%
Europe 0%
Nth America 0%
Japan 0%
Pacific 0%
Other Equity 0%
m&g extra income a equity capitalisation illustration
Allocation Proportion
Large Caps 66%
Mid Caps 24%
Small Caps 10%

Investment process


The Fund aims to achieve a high income stream which also increases over time, by investing mainly in a range of UK equities. The fund also invests in high quality corporate bonds to aid income generation - target yield is 50% higher than that of the FTSE All-Share index.
The equity component of the fund is run using a bottom-up process (analysing companies in their own right), looking for high yielding stocks with strong business franchises, good cashflow characteristics and attractive dividend growth prospects. The yield requirement means the fund primarily comprises large and mid cap stocks and will have a bias towards the higher yielding sectors.
The bond component of the fund comprises mostly investment grade (quality) bonds denominated in sterling, though high yield and government bonds may also be included. This area of the portfolio is managed by Richard Woolnough, who combines his views of the likely direction of economic factors such as economic growth, inflation and interest rates with a bottom up approach, when selecting individual bonds for the portfolio.

The value of your investments and the income from them can go down as well as up and you can get back less than you originally invested. Any yields quoted cannot be taken as a reliable indicator of future returns. Before investing in funds please check the specific risk factors on the key features document or refer to our risk warning notice as some funds can be high risk or complex. Prevailing tax rates and relief are dependent on your individual circumstances and are subject to change.

Bestinvest (Brokers) Ltd & Bestinvest (Consultants) Ltd are authorised and regulated by the Financial Services Authority. This site is for UK Investors only

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