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M&G LIFE UK GROWTH LF - Fund overview

No Bestinvest rating


Overview of M&G LIFE UK GROWTH LF

This fund targets above average capital returns from a portfolio of mainstream UK equities, that is, it mainly invests in large and medium size UK companies. Stock selection is focused upon finding undervalued quality growth companies (with fast earnings growth) with proven business models.

Standard Initial Charge

No data available.

Fund summary

Sector  –
Product type  INSURANCE BOND
Launched  February, 2000
Size  £1m
Yield 0.0%
Charging basis  –
Dividends paid  –
Bid price 135.00p

Fund Charges

Standard Initial charge
Initial charge via Bestinvest
Additional bid/offer spread 4.86%
Annual management charge
Total expense ratio
Reduction in yield (10yr) 0.50%

Bestinvest says


This fund has benefited from a number of experienced fund managers during its past but has never really lived up to expectations. Performance has generally been inconsistent relative to its benchmark and more recently it has displayed higher volatility. The UK All Companies sector is very competitive, therefore those investors after a fund with a bias to large companies may wish to consider, JO Hambro CM UK Opportunities or Schroder UK Core (low fees) both highly rated by Bestinvest.

Portfolio

m&g life uk growth lf asset allocation illustration
Allocation Proportion
Equity 95%
High yield bonds
Quality bonds
Property
Commodities
Hedge
Fund cash 5%
m&g life uk growth lf equity geographic illustration
Allocation Proportion
UK 98%
Europe 1%
Nth America 0%
Japan 0%
Pacific 0%
Other Equity 1%
m&g life uk growth lf equity capitalisation illustration
Allocation Proportion
Large Caps 75%
Mid Caps 19%
Small Caps 6%

Investment process


The M&G UK Growth Fund is a mainstream UK equity fund managed to achieve consistent outperformance of the FTSE All-Share Index. The Fund does this by investing principally in UK companies with high growth potential with the sole objective of capital growth. The manager applies a bottom up (analyses companies in their own right) approach and typically takes a long term view with selected companies. The key focus of the investment process is companies with proven business models and as such this focus precludes many of the more speculative companies in the market. In particular, the manager invests in companies with strong barriers to entry, above average growth prospects and capable management. Once ‘quality’ companies are identified, the manager applies a number of valuation metrics to ascertain that stocks entering the portfolio are attractively valued.

The value of your investments and the income from them can go down as well as up, and you can get back less than you originally invested. Past performance or any yields quoted should not be considered reliable indicators of future returns. Before investing in funds please check the specific risk factors on the key features document or refer to our risk warning notice as some funds can be high risk or complex; they may also have risks relating to the geographical area, industry sector and/or underlying assets in which they invest. Prevailing tax rates and relief are dependent on your individual circumstances and are subject to change.

Bestinvest (Brokers) Ltd & Bestinvest (Consultants) Ltd are authorised and regulated by the Financial Services Authority. This site is for UK Investors only

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