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SIP CF RUFFER TOTAL RETURN PF - Fund overview

No Bestinvest rating


Overview of SIP CF RUFFER TOTAL RETURN PF

This fund invests internationally, primarily in equities, commodities and bonds (including index linked), and has an absolute return objective with target annual growth of around 10%. The managers have met the target since launch in September 2000 but the fund's long only approach means negative absolute returns are still possible. The fund is run alongside the London-listed Ruffer Investment Company with which it has 90/95% commonality.

Standard Initial Charge

0.00% 0.00%

Fund summary

Sector  –
Product type  PENSION FUND
Launched  –
Size  –
Yield 0.0%
Charging basis  –
Dividends paid  –
Bid price 153.10p

Fund Charges

Standard Initial charge 0.00%
Initial charge via Bestinvest 0.00%
Additional bid/offer spread 5.02%
Annual management charge 1.00%
Total expense ratio 1.00%
Reduction in yield (10yr) 1.51%

Bestinvest says


The managers have met the demanding performance target over more than a decade, steering the fund astutely through the banking crisis when other absolute return funds suffered. They have achieved this through an innovative approach to asset allocation, including the use of index linked securities and gold, and have shown a talent for moving into defensive assets prior to market falls as well as becoming more aggressive when the outlook is positive. The fund’s long only approach means it is typically more volatile than a “pure” absolute return product, though the overall strategy is generally cautious and performance has been substantially less volatile than that of equities.

Portfolio

sip cf ruffer total return pf asset allocation illustration
Allocation Proportion
Equity 47%
High yield bonds
Quality bonds 0%
Property
Commodities 7%
Hedge 37%
Fund cash 9%
sip cf ruffer total return pf equity geographic illustration
Allocation Proportion
UK 30%
Europe 21%
Nth America 13%
Japan 34%
Pacific 2%
Other Equity 0%
sip cf ruffer total return pf equity capitalisation illustration
Allocation Proportion
Large Caps 84%
Mid Caps 9%
Small Caps 7%

Investment process


The fund invests internationally in conventional asset classes, principally listed equities, corporate and government bonds (including index linked). The portfolio has also included commodities, ETFs and put options on equity indices. Currency hedging may be undertaken.
The process is driven by the house macroeconomic view so returns are mainly a product of asset allocation calls. The portfolio is split between “fear” assets designed to preserve capital, and “greed” assets designed to provide growth, with the balance between the two dependant on Ruffer’s view of the economic environment. However, Ruffer describe themselves as “agnostic” on market direction so the portfolio will always include an element of both. Stock selection is split between ideas derived from the top-down view and ideas supplied by analysts.

The value of your investments and the income from them can go down as well as up, and you can get back less than you originally invested. Past performance or any yields quoted should not be considered reliable indicators of future returns. Before investing in funds please check the specific risk factors on the key features document or refer to our risk warning notice as some funds can be high risk or complex; they may also have risks relating to the geographical area, industry sector and/or underlying assets in which they invest. Prevailing tax rates and relief are dependent on your individual circumstances and are subject to change.

Bestinvest (Brokers) Ltd & Bestinvest (Consultants) Ltd are authorised and regulated by the Financial Services Authority. This site is for UK Investors only

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