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SCW SAFETY PLUS S2 PF - Fund overview

No Bestinvest rating


Overview of SCW SAFETY PLUS S2 PF

The objective to provide 95% downside protection generally works well in steadily rising markets, but the investor will lose out against the market as a whole. Increased volatilty in recent years has led to more expensive protection instruments which has limited the funds upside potential. Lower risk investors should consider a zero dividend preference share.

Standard Initial Charge

No data available.

Fund summary

Sector  –
Product type  PENSION FUND
Launched  July, 2000
Size  £147m
Yield 0.0%
Charging basis  –
Dividends paid  –
Bid price 125.30p

Fund Charges

Standard Initial charge
Initial charge via Bestinvest
Additional bid/offer spread 0.00%
Annual management charge 1.00%
Total expense ratio 1.00%
Reduction in yield (10yr) 1.00%

Bestinvest says


No information available.

Portfolio

scw safety plus s2 pf asset allocation illustration
Allocation Proportion
Equity 25%
High yield bonds 0%
Quality bonds 75%
Property 0%
Commodities 0%
Hedge 0%
Fund cash 0%
scw safety plus s2 pf equity geographic illustration
Allocation Proportion
UK 100%
Europe 0%
Nth America 0%
Japan 0%
Pacific 0%
Other Equity 0%
scw safety plus s2 pf equity capitalisation illustration
Allocation Proportion
Large Caps 93%
Mid Caps 7%
Small Caps 0%

Investment process


The objective of this fund is to provide long term capital growth by investing in a portfolio of shares primarily in the FTSE 100 index with an option overlay to provide continuous downside protection. The aim being to produce a 'halfway house' between the UK equity market and cash.
The FTSE 100 index is fully covered by purchasing equities with a FTSE 100 put option to limit the downside. Additionally call options are written to reduce the cost of the puts and are sold at a level decided by the investment committee.
The derivative strategy is to provide downside protection of 95% of the bid price at the start of the safety period. This safety price will remain in force for at least a year or until reset upwards if the underlying bid price has increased by around 10%. A reset downwards can only occur after the one year safety period ends.

The value of your investments and the income from them can go down as well as up, and you can get back less than you originally invested. Past performance or any yields quoted should not be considered reliable indicators of future returns. Before investing in funds please check the specific risk factors on the key features document or refer to our risk warning notice as some funds can be high risk or complex; they may also have risks relating to the geographical area, industry sector and/or underlying assets in which they invest. Prevailing tax rates and relief are dependent on your individual circumstances and are subject to change.

Bestinvest (Brokers) Ltd & Bestinvest (Consultants) Ltd are authorised and regulated by the Financial Services Authority. This site is for UK Investors only

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