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SKANDIA FIDELITY MONEYBUILDER GROWTH PF - Fund overview

No Bestinvest rating


Overview of SKANDIA FIDELITY MONEYBUILDER GROWTH PF

Investing predominantly in larger UK companies, typically in the FTSE 100 and top half of the FTSE 250, the fund aims to provide some income, whilst producing steady capital returns. The portfolio strategy is to invest in mis-priced industry winners, Fidelity defines these as a company which has a sustainable competitive advantage, leading to strong long-term growth prospects. Fidelity has a strong analytic resource divided into sector specialists and as such the idea of the fund fits well with Fidelity's framework.

Standard Initial Charge

No data available.

Fund summary

Sector  –
Product type  PENSION FUND
Launched  June, 2011
Size  £2m
Yield 0.0%
Charging basis  –
Dividends paid  –
Bid price 89.60p

Fund Charges

Standard Initial charge
Initial charge via Bestinvest
Additional bid/offer spread 4.98%
Annual management charge 1.00%
Total expense ratio 1.00%
Reduction in yield (10yr) 1.50%

Bestinvest says


This fund has experienced a number of fund manager changes in recent years and latest manager, James Griffin, does not quality for a Bestinvest rating due to a lack of identifiable track record. Those investors looking for a fund with a bias to UK large cap stocks may wish to consider JO Hambro CM UK Opportunities, which is rated five stars by Bestinvest.

Portfolio

skandia fidelity moneybuilder growth pf asset allocation illustration
Allocation Proportion
Equity 99%
High yield bonds
Quality bonds
Property
Commodities
Hedge
Fund cash 1%
skandia fidelity moneybuilder growth pf equity geographic illustration
Allocation Proportion
UK 90%
Europe 10%
Nth America 0%
Japan 0%
Pacific 0%
Other Equity 0%
skandia fidelity moneybuilder growth pf equity capitalisation illustration
Allocation Proportion
Large Caps 75%
Mid Caps 17%
Small Caps 8%

Investment process


This is a conservatively managed UK equity fund, typically holding 60-80% in FTSE 100 companies. Although the bias is to large companies, the manager is not restricted in the choice of company either by size or industry.
The manager makes great use of the in house analyst resource within Fidelity and when searching for industry winners he tends to focus upon stocks that offer growth, strong cash flow characteristics, combined with good management. The manager believes that typically, industry winners will continue to stay ahead of the pack, and that this is not always recognised in the stockmarket. Therefore, such companies often represent good value as often they do not trade on significant premiums within their industry peer group.

The value of your investments and the income from them can go down as well as up, and you can get back less than you originally invested. Past performance or any yields quoted should not be considered reliable indicators of future returns. Before investing in funds please check the specific risk factors on the key features document or refer to our risk warning notice as some funds can be high risk or complex; they may also have risks relating to the geographical area, industry sector and/or underlying assets in which they invest. Prevailing tax rates and relief are dependent on your individual circumstances and are subject to change.

Bestinvest (Brokers) Ltd & Bestinvest (Consultants) Ltd are authorised and regulated by the Financial Services Authority. This site is for UK Investors only

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