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SKANDIA FIDELITY EXTRA INCOME PF - Fund overview

Bestinvest rating 3 stars


Overview of SKANDIA FIDELITY EXTRA INCOME PF

A hybrid bond portfolio investing in high yield and investment grade fixed interest securities. The aim is to provide an enhanced yield and superior risk adjusted total returns relative to pure investment grade corporate bond funds. The funds performance objective is to outperform both the peer group and the benchmark in the long run. The neutral asset allocation for the portfolio is 60% investment grade bonds and 40% high yield bonds. All non sterling currency exposure is hedged.

Standard Initial Charge

0.00% 0.00%

Fund summary

Sector  –
Product type  PENSION FUND
Launched  February, 2001
Size  £6m
Yield 0.0%
Charging basis  –
Dividends paid  –
Bid price 179.80p

Fund Charges

Standard Initial charge 0.00%
Initial charge via Bestinvest 0.00%
Additional bid/offer spread 4.97%
Annual management charge 1.95%
Total expense ratio 1.95%
Reduction in yield (10yr) 2.45%

Bestinvest says


The portfolio manager is one the most respected in the industry. He has a reputation as being one of the more conservative investors with a keen eye on risk and diversification at the portfolio level; these attributes were particularly evident in the recent credit crisis. He benefits from the resources and global reach of Fidelity International. His Strategic Bond Fund represents a more unconstrained version of this fund from an asset allocation perspective.

Portfolio

skandia fidelity extra income pf asset allocation illustration
Allocation Proportion
Equity 0%
High yield bonds 35%
Quality bonds 63%
Property 0%
Commodities 0%
Hedge 0%
Fund cash 2%
skandia fidelity extra income pf equity geographic illustration
Allocation Proportion
UK 94%
Europe 2%
Nth America 1%
Japan 0%
Pacific 1%
Other Equity 2%
skandia fidelity extra income pf equity capitalisation illustration
Allocation Proportion
Large Caps 0%
Mid Caps 0%
Small Caps 0%

Investment process


The fund will invest primarily in sterling corporate and high yield bonds, in addition the fund may also include exposure to euro denominated corporate and high yield debt and US denominated high yield. The benchmark for comparative performance purposes is 60% Merrill Lynch Euro Sterling, 25% Merrill Lynch Sterling High Yield and 15% Merrill Lynch Euro High Yield. Exposure to high yield is not fixed but will be managed within predefined bands according to the prevailing market conditions. By mixing the two asset classes the manager will seek to diversify risk. The intention is that the volatility of the fund will be managed not to exceed that of a pure corporate bond fund. Returns are anticipated to be driven primarily by asset allocation, credit strategies and stock selection. Duration management within investment grade bonds will not be a major contributor to fund alpha.

The value of your investments and the income from them can go down as well as up, and you can get back less than you originally invested. Past performance or any yields quoted should not be considered reliable indicators of future returns. Before investing in funds please check the specific risk factors on the key features document or refer to our risk warning notice as some funds can be high risk or complex; they may also have risks relating to the geographical area, industry sector and/or underlying assets in which they invest. Prevailing tax rates and relief are dependent on your individual circumstances and are subject to change.

Bestinvest (Brokers) Ltd & Bestinvest (Consultants) Ltd are authorised and regulated by the Financial Services Authority. This site is for UK Investors only

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