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SKANDIA M&G OPTIMAL INCOME SPF - Fund overview

Bestinvest rating 5 stars


Overview of SKANDIA M&G OPTIMAL INCOME SPF

The fund aims to provide a total return by investing across the full fixed interest spectrum, including investment grade and high yield corporate bonds as well as government bonds. The manager also makes use of derivatives and unusually may include some equity exposure. The fund aims to outperform the sector average but has no yield target. The manager takes a primarily top-down approach, positioning the fund across the asset class according to prevailing market conditions.

Standard Initial Charge

No data available.

Fund summary

Sector  –
Product type  PENSION FUND
Launched  February, 2007
Size  £51m
Yield 0.0%
Charging basis  –
Dividends paid  –
Bid price 161.00p

Fund Charges

Standard Initial charge
Initial charge via Bestinvest
Additional bid/offer spread 0.00%
Annual management charge
Total expense ratio
Reduction in yield (10yr) 0.00%

Bestinvest says


A manager with a strong track record across all market conditions and fixed income mandates; combined with the resources of the M&G Group, make this a powerful investment proposition. This is Richard Woolnough’s most flexible mandate and makes extensive use of derivatives, so it should be considered more aggressive than his other funds, M&G Strategic Corporate Bond and M&G Corporate Bond.

Portfolio

skandia m&g optimal income spf asset allocation illustration
Allocation Proportion
Equity 7%
High yield bonds 24%
Quality bonds 67%
Property 0%
Commodities 0%
Hedge 0%
Fund cash 2%
skandia m&g optimal income spf equity geographic illustration
Allocation Proportion
UK 20%
Europe 35%
Nth America 45%
Japan
Pacific
Other Equity
skandia m&g optimal income spf equity capitalisation illustration
Allocation Proportion
Large Caps 97%
Mid Caps 3%
Small Caps 0%

Investment process


The Fund aims to provide a total return to investors through strategic asset allocation and specific stock selection. The fund may invest across the range of fixed income asset classes, including high yield, investment grade, government bonds and structured products; the fund may also include a modest allocation to blue chip equities. In addition the manager may use derivative instruments such as CDS, futures and options both for investment purposes and efficient portfolio management, however these instruments will generally not be used to apply notional leverage to credit exposure in the fund. The manager applies a top-down macro economic investment approach in order to determine the overall degree of credit and duration risk he wants to take in the portfolio and combines this with a bottom-up approach to select individual securities. Non sterling currency exposure is usually limited to about 5% of NAV.

The value of your investments and the income from them can go down as well as up, and you can get back less than you originally invested. Past performance or any yields quoted should not be considered reliable indicators of future returns. Before investing in funds please check the specific risk factors on the key features document or refer to our risk warning notice as some funds can be high risk or complex; they may also have risks relating to the geographical area, industry sector and/or underlying assets in which they invest. Prevailing tax rates and relief are dependent on your individual circumstances and are subject to change.

Bestinvest (Brokers) Ltd & Bestinvest (Consultants) Ltd are authorised and regulated by the Financial Services Authority. This site is for UK Investors only

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