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SKANDIA SCHRODER INCOME LF - Fund overview

No Bestinvest rating


Overview of SKANDIA SCHRODER INCOME LF

The fund targets an above average and growing yield by investing generally in large and medium size UK equities. The managers focus on stocks trading at a discount to their intrinsic value, typically high yielding stocks, as they believe these tend to outperform in the long term due to market inefficiencies. The fund has a similar portfolio to Schroder Income Maximiser but the yield is lower as it lacks that fund's call writing strategy.

Standard Initial Charge

No data available.

Fund summary

Sector  –
Product type  INSURANCE BOND
Launched  April, 1991
Size  £18m
Yield 0.0%
Charging basis  –
Dividends paid  –
Bid price 435.30p

Fund Charges

Standard Initial charge
Initial charge via Bestinvest
Additional bid/offer spread 5.00%
Annual management charge
Total expense ratio
Reduction in yield (10yr) 0.51%

Bestinvest says


Fund manager duo Nick Kirrage and and Kevin Murphy appear to be promising fund managers and are already rated by Bestinvest for their Schroder Income Maximiser fund. However, Schroder Income lacks that fund's distinguishing feature, its high yield, so we have higher conviction in other UK Equity Income funds at present.

Portfolio

skandia schroder income lf asset allocation illustration
Allocation Proportion
Equity 100%
High yield bonds 0%
Quality bonds 0%
Property 0%
Commodities 0%
Hedge 0%
Fund cash 0%
skandia schroder income lf equity geographic illustration
Allocation Proportion
UK 84%
Europe 8%
Nth America 8%
Japan 0%
Pacific 0%
Other Equity 0%
skandia schroder income lf equity capitalisation illustration
Allocation Proportion
Large Caps 61%
Mid Caps 34%
Small Caps 5%

Investment process


The fund aims to provide a growing income by investing primarily in large and medium size UK equities. The managers focus on shares which trade at a low valuation compared to the company's assets or profit growth prospects. These shares tend to carry a high yield – the managers believe that high yielding stocks tend to outperform in the long term due to market inefficiencies. However, to achieve a growing level of income, the managers invest in shares they believe will be able to continue to pay out a high level of income through growing profits. The process starts with a quantitative screen which looks for stocks that have underperformed the FTSE All Share over three to five years; that appear attractively valued; and have operating returns substantially below their peers (i.e. companies with the potential to change this). The analysts and managers then research the resulting stocks, evaluating balance sheets and cash flows, earnings power, franchise strength, intrinsic value and downside risk.

The value of your investments and the income from them can go down as well as up, and you can get back less than you originally invested. Past performance or any yields quoted should not be considered reliable indicators of future returns. Before investing in funds please check the specific risk factors on the key features document or refer to our risk warning notice as some funds can be high risk or complex; they may also have risks relating to the geographical area, industry sector and/or underlying assets in which they invest. Prevailing tax rates and relief are dependent on your individual circumstances and are subject to change.

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