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STANDARD LIFE EUROPEAN EQUITY INCOME R - Fund overview

Bestinvest rating 4 stars


Overview of STANDARD LIFE EUROPEAN EQUITY INCOME R

This is a European income fund that aims to produce a yield of at least 115% of the benchmark yield which is the FTSE Europe ex UK. The manager will invest predominantly in mid and large cap European listed equities. The focus is predominantly on high quality companies that are looking to increase their dividend annually over the long term. The manager, Will James, is predominantly focused on these high quality companies, rather than market timing, and the fund may therefore differ from the benchmark.

Standard Initial Charge

4.00% 0.00%

Invest via Bestinvest

to save 4.00%

Fund summary

Sector  Europe Excluding UK
Product type  OEIC
Launched  April, 2009
Size  –
Yield 4.3%
Charging basis  Capital
Dividends paid  30/4, 31/7, 31/10, 31/1.
Bid price(inc) 56.92p
Bid price(acc) 64.26p

Fund Charges

Standard Initial charge 4.00%
Initial charge via Bestinvest 0.00%
Additional bid/offer spread 0.00%
Annual management charge 1.50%
Total expense ratio 1.61%
Reduction in yield (10yr) 1.61%

Bestinvest says


The emphasis on dividend growth and sustainability has served the fund well since its launch. Ideally we would like to see a longer track record, although he achieved impressive numbers on a previous mandate for which he was responsible, but we have been impressed by James' stock picking abilities on the numerous times that we have met him. Furthermore we believe that the identification of long term winning companies and a low turnover is suitable for most income investors. It is possible to generate a higher yield from European equities than the one produced by this portfolio ,but the fund offers better total return as well a still healthy yield.

Portfolio

standard life european equity income r asset allocation illustration
Allocation Proportion
Equity 98%
High yield bonds
Quality bonds
Property
Commodities
Hedge
Fund cash 2%
standard life european equity income r equity geographic illustration
Allocation Proportion
UK
Europe 98%
Nth America
Japan
Pacific
Other Equity 2%
standard life european equity income r equity capitalisation illustration
Allocation Proportion
Large Caps 72%
Mid Caps 27%
Small Caps 1%

Investment process


The fund invests in European equities and aims to produce a yield of 115% of the FTSE Europe ex-UK index yield.
The fund largely focuses on stock picking rather than focusing overly on the market conditions. The starting point for the stock picking is the sustainability and growth of the dividend. About half of the portfolio will be invested in companies that have a substantial record of paying a healthy dividend to investors where James feels that this is going to continue. About a third of the portfolio invests in companies that are undergoing a high rate of growth in their dividend. The remainder will focus on more 'special situation' type stocks, specifically where James disagrees with the market forecast that the dividend is likely to be cut.
James has the extensive resource of Standard Life's analyst desk although he very much takes responsibility for each stock in the portfolio. Similarly James has the resource of Standard Life's Matrix scoring system and whilst he does use this it forms more of a reference point than for most of SL's managers we have met.

The value of your investments and the income from them can go down as well as up, and you can get back less than you originally invested. Past performance or any yields quoted should not be considered reliable indicators of future returns. Before investing in funds please check the specific risk factors on the key features document or refer to our risk warning notice as some funds can be high risk or complex; they may also have risks relating to the geographical area, industry sector and/or underlying assets in which they invest. Prevailing tax rates and relief are dependent on your individual circumstances and are subject to change.

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