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WINTERTHUR MIDAS BALANCED INCOME PF - Fund overview

No Bestinvest rating


Overview of WINTERTHUR MIDAS BALANCED INCOME PF

The objective of the fund is to provide a yield that is competitive with short term rates and also provide the prospect of some capital growth without exposing initial capital to undue levels of risk. This is potentially a one-stop product for investors, which sets itself apart by the inclusion of third party specialist funds and alternative asset classes to supplement the core exposure to direct UK equities and bonds.

Standard Initial Charge

No data available.

Fund summary

Sector  –
Product type  PENSION FUND
Launched  August, 2005
Size  £0m
Yield 0.0%
Charging basis  –
Dividends paid  –
Bid price 105.10p

Fund Charges

Standard Initial charge
Initial charge via Bestinvest
Additional bid/offer spread 0.00%
Annual management charge
Total expense ratio
Reduction in yield (10yr) 0.00%

Bestinvest says


This is potentially a one-stop fund for investors, which sets itself apart by the inclusion of third party specialist funds and alternative asset classes to supplement the core exposure to direct UK equities and bonds. Midas use the same investment style to manage money that was employed by the fund's manager, Alan Borrows, when he worked for the Merseyside Pension Fund. Whilst his past track has been successful, returns have been impacted by the sell off that followed the 2007 "credit crunch" and performance relative to the fund's benchmark has shown no signs of recovery. This led us to remove the fund from the recommended list in 2009.

Portfolio

winterthur midas balanced income pf asset allocation illustration
Allocation Proportion
Equity 46%
High yield bonds 0%
Quality bonds 35%
Property 8%
Commodities 0%
Hedge 11%
Fund cash 0%
winterthur midas balanced income pf equity geographic illustration
Allocation Proportion
UK 72%
Europe 14%
Nth America 5%
Japan 2%
Pacific 0%
Other Equity 7%
winterthur midas balanced income pf equity capitalisation illustration
Allocation Proportion
Large Caps 54%
Mid Caps 23%
Small Caps 23%

Investment process


The investment strategy is to create a balanced portfolio of both correlated and non-correlated assets with a focus on reducing volatility, risk and achieving real returns. This is achieved by using a predominantly top down approach for portfolio construction - i.e. investing in assets based on the managers views of investments based on global and industrial themes and trends.
The equity element of the portfolio is complemented by a spread of investments in Fixed Income, Property, Structured Products and Hedge Funds, all with the aim of providing a balanced and diversified portfolio with a significant element of income security. The fund is built around a core of direct holdings in FTSE 350 equities, gilts and investment grade debt securities, exposure to other assets classes will normally be via open ended and closed collective investment products.

The value of your investments and the income from them can go down as well as up, and you can get back less than you originally invested. Past performance or any yields quoted should not be considered reliable indicators of future returns. Before investing in funds please check the specific risk factors on the key features document or refer to our risk warning notice as some funds can be high risk or complex; they may also have risks relating to the geographical area, industry sector and/or underlying assets in which they invest. Prevailing tax rates and relief are dependent on your individual circumstances and are subject to change.

Bestinvest (Brokers) Ltd & Bestinvest (Consultants) Ltd are authorised and regulated by the Financial Services Authority. This site is for UK Investors only

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