020 7189 9999

Monday to Friday 7.45am - 6.00pm
Saturday 9.30am - 1.30pm

Bestinvest
Fund search

ZURICH EUROPEAN SMALLER COMPANIES ZP PF - Fund overview

Bestinvest rating 4 stars


Overview of ZURICH EUROPEAN SMALLER COMPANIES ZP PF

The fund aims to achieve capital growth by investing in European smaller companies, the benchmark for the fund is the HSBC European Smaller Companies ex UK Index. Dave Dudding focuses solely on stock picking, specifically companies that have sustainable competitive advantages and good earnings visibility. He will hold these companies through the cycle. The long term track record is excellent and Dudding has managed this fund since September 2002.

Standard Initial Charge

No data available.

Fund summary

Sector  –
Product type  PENSION FUND
Launched  November, 2003
Size  £7m
Yield 0.0%
Charging basis  –
Dividends paid  –
Bid price 367.40p

Fund Charges

Standard Initial charge
Initial charge via Bestinvest
Additional bid/offer spread 0.00%
Annual management charge 0.85%
Total expense ratio 0.85%
Reduction in yield (10yr) 0.85%

Bestinvest says


Dudding's style looks for companies with a strong, sustainable competitive advantage. Once he has identified such a company he will look to hold these companies for a substantial period until there is a fundamental change in the business. To this extent valuation and the market cycle are less important. Dudding's style could be described as Growth At a Reasonable Price. This process has served investors well for the substantial period that Dudding has run the fund. This is the stand out European Smaller companies fund available to UK investors.

Portfolio

zurich european smaller companies zp pf asset allocation illustration
Allocation Proportion
Equity 98%
High yield bonds
Quality bonds
Property 0%
Commodities
Hedge
Fund cash 2%
zurich european smaller companies zp pf equity geographic illustration
Allocation Proportion
UK 0%
Europe 100%
Nth America 0%
Japan 0%
Pacific 0%
Other Equity 0%
zurich european smaller companies zp pf equity capitalisation illustration
Allocation Proportion
Large Caps 5%
Mid Caps 56%
Small Caps 39%

Investment process


The Fund’s aim is to achieve capital growth through investing primarily in the equity of smaller companies domiciled in Continental Europe or with significant Continental European operations.
Dudding's focus is on quality businesses with a strong, sustainable competitive advantage. Examples include companies in relatively consolidated industries especially where there are high barriers to entry.
Typically the fund will therefore have a large amount of industrial stocks as there are lots of niche manufacturers who are vital to companies' industrial process. Similarly the financial weighting is likely to be low as Dudding views these companies as selling homogenous products.
The primary risk control for the fund is therefore that in weak markets the earnings of his companies are more secure and transparent and therefore their shareprices will fall less. This has typically been the case and the process has been tested over a sustained period.

The value of your investments and the income from them can go down as well as up, and you can get back less than you originally invested. Past performance or any yields quoted should not be considered reliable indicators of future returns. Before investing in funds please check the specific risk factors on the key features document or refer to our risk warning notice as some funds can be high risk or complex; they may also have risks relating to the geographical area, industry sector and/or underlying assets in which they invest. Prevailing tax rates and relief are dependent on your individual circumstances and are subject to change.

Bestinvest (Brokers) Ltd & Bestinvest (Consultants) Ltd are authorised and regulated by the Financial Services Authority. This site is for UK Investors only

Version: 4.1.2