How it works

We take the time to find out your personal requirements.

Only when we know the facts can we ensure that the asset allocation is aligned with the asset model most suitable for you.

• Learning about your investment objectives and choosing the correct investment mix

  We take the time to find out your personal requirements. Only when we know the facts can we ensure that the asset allocation is aligned with the asset model most suitable for you.

  Equities, Fixed Interest, Property, Natural Resources, Hedge funds or Cash? Established or Emerging Markets? Large, Mid-sized or Small companies? The most important element of portfolio construction is the split between the different types of investments.

  Different asset classes vary in risk or volatility, operate in different cycles, and derive their returns in very different ways. By deciding the correct weightings, all investments should contribute to an overall return of capital growth within your portfolio.

• Identifying the best funds

  Poor fund selection can be costly but identifying the best funds is easier said than done. Bestinvest devotes an enormous amount of time and resource to researching funds, in order to offer you bespoke investment advice - not just generic suggestions. Our team of analysts carry out painstaking examinations of a fund and its management team before we consider recommending it to our clients.

  Bestinvest has developed a unique Manager Record Index (MRI), which summarises the likelihood that a manager has added value over the course of their career. Rather than look at past performance, the Bestinvest MRI reflects job changes as well as performance and risks taken.

  Our researchers grill over 400 fund managers each year. Then fund assessments are discussed and monitored at formal meetings with the Bestinvest fund analysts, the Chief Investment Officer, and the Senior Advisers. The best advice – from the best in the business.

• Managing the Investment

  We have a bespoke investment management service which is generally suited to portfolios above £250,000. The service enables us to take over the responsibility of managing your portfolio on an ongoing basis. Removing the onus from you of constantly monitoring your portfolio and making decisions on the investments. Your dedicated Investment Manager ensures that your portfolio contains only top rated funds and is always in line with the appropriate asset model. Your manager would have the ability to act quickly to news and take advantage of our independent research which could potentially add value to your portfolio.

  For smaller portfolios investors can access the philosophy of our managed service through the Multi-Asset Portfolio Service. We have designed five funds to meet specific investor risk profiles, each managed by our Chief Investment Officer, Graham Frost, and able to access the broadest range of investments. This service offers regular valuations and detailed reports on our investment decisions.

• No initial charges or commissions when buying a fund

  As well as improving potential returns, taking out a SIPP through Bestinvest also saves you money.

  • No additional charge for our investment advice
  • No set up fee
  • No annual admin fee
  • No dealing or switching fees
  • We take nil initial commissions when buying a fund through Bestinvest. This can save you up to £550 per £10,000 invested. There are no initial charges when buying funds in a SIPP with Bestinvest.

  In an investment landscape chock-full of 'advisers' taking large commissions, Bestinvest takes a different approach. We are remunerated by receiving a trail commission (typically 0.5% p.a.) from the underlying plan managers; this does not cost you any additional fees. This aligns our interest with yours; we only succeed if you do. Our customers can therefore be assured that any advice we give is in their best interests.

• Helping with administration to make your life easier

  Who really enjoys paperwork? We have designed a simple enquiry form that can be completed in a few minutes. We do the rest of the hard work for you by completing the appropriate application forms on your behalf before returning it for your signature.

  Once the plan has been set up, you can make changes via telephone, e-mail or by post.

• Accessible experts at your convenience

  You will have access to our team of investment experts five days a week. Our phone lines are open Monday to Thursday 8.30am - 5.30pm
  Friday 8.30am - 4.30pm.

  Our Advisers can answer any questions you may have about the SIPP Service, as well as being able to comment on investments. They are there to help you and discuss any concerns you may have.

• Ongoing support and reporting

  As part of our SIPP service you will receive comprehensive quarterly reports and enjoy secure access to your SIPP portfolio via our website. To get the most out of your SIPP we would suggest carrying out regular reviews and you can of course also contact one of our Investment Advisers whenever you wish.

  Our market leading online planning tools are comprehensive and easy to use; in fact we've won awards for them. Many of our clients manage their ISA and investment portfolios alongside their SIPP accounts.