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A fee-free Best SIPP

With experts managing your investments

Low fees and great investments – two simple ways to make the most of your pension. At Bestinvest we’re offering you a simple way to take advantage of both.

All you need to do is open a Best SIPP and buy a Ready-made Portfolio where our experts manage your pension investments for you, and you won’t pay any Best SIPP service fees for your pension†.


An important note

Before claiming this offer you should make sure that our Ready-made Portfolios meet your needs and objectives. You should also bear in mind that other investments may have lower fees, and that it may also be cheaper to choose your own investments – which the Best SIPP lets you do.


How to get started

  • Open a Best SIPP

    Firstly, you will need to open a Best SIPP if you don’t already have one. If you have pensions elsewhere you can transfer them into the Best SIPP* too.

  • Then choose a Portfolio

    Afterwards you can log in and buy a Ready-made Portfolio with a minimum investment of £500. As long as you keep your money in the Portfolio you won’t pay any Best SIPP service fees.

  • Are you already invested?

    You don’t need to do anything if you already have a Best SIPP with a Ready-made Portfolio (or Multi-asset Portfolio) in it – your service fees have been removed automatically.

  • Reasons to choose the Best SIPP

  • You get a multi-award winning pension and online service

    It’s easy to set up and manage

    You get free information and tools to help plan for the future and make the most of your money

    Our UK-based pension and investment experts are only ever a phone call away.

    Find out more about the Best SIPP

  • Everyone is eligible

  • Everyone can take advantage of our fee-free Best SIPP, as long as you manage your account as a self-directed investor (rather than through our investment advisory service). This applies to both new clients and those who already invest with Bestinvest. Simply make sure your Best SIPP is invested in a Ready-made Portfolio (or Multi-asset Portfolio) and you will pay no service fees for the account.

About our Ready-made Portfolios

Our experts choose a mix of investments to go into each Ready-made Portfolio, then they manage them over time to make sure you’re always invested in our best ideas. There are five different Portfolios to choose from – so you’ll find one whatever your style of investing. If you’re already a Bestinvest

client, you may have also seen our Ready-made Portfolios referred to as Multi-asset Portfolios.**

Get my free guide to Ready-made Portfolios

Got any questions?

To make things as clear as possible, we’ve put together a list of questions and answers about our fee-free pension. They should tell you everything you need to know about the offer and how it applies to you – whether you’re new to Bestinvest or you already invest with us. If you still need help, speak to us on 020 7189 2400 or email best@bestinvest.co.uk


†We have removed our service fees of 0.3% (or less) a year, but like all funds our Ready-made Portfolios have ongoing charges for everyday costs such as researching and managing the investments. There could also be fees to pay if you close your Best SIPP or transfer to another provider.

*Before transferring pensions, you shouldask yourself: Will I be charged or penalised by my existing provider for transferring? Will I lose any valuable features or benefits if I transfer? Have I considered my current pension charges, and could consolidating be more expensive? Am I part of an occupational final salary pension scheme? (In which case I would most likely be better off not switching).

**Ready-made portfolios like ours are offered by many fund managers. You may also hear them referred to as multi-asset funds. The Portfolios within our range are called Tilney Bestinvest Multi-asset Portfolios and are administered by Investment Fund Services Limited (IFSL), a subsidiary of Marlborough, one of Europe’s leading financial groups. Funds within each Portfolio are chosen and managed by our research team but it is up to you to choose the Portfolio that is right for you.

SIPPs are not suitable for everyone. If you don’t want to invest across different asset classes or don’t think you will make use of the investment choices that SIPPs give you then a SIPP might not be right for you. Self-directed investors should regularly review their SIPP portfolio, or seek professional advice, to ensure that the underlying investments remain in line with their pension objectives.


Past performance is not a reliable indicator of future returns

The value of your investment can go down as well as up, and you can get back less than you originally invested.

The Bestinvest Online Investment Service, including any account analysis and investment reports provided by our guidance services, is an online execution-only dealing service for investors who want to make their own investment decisions. It does not provide advice on the suitability of products and investments; if you are unsure about the suitability of any investment you should seek professional advice. Clients of our Investment Advisory Service and Managed Portfolio Service can use the website to obtain current valuations of their investments but cannot trade on these accounts online and should call their adviser if they wish to discuss changes to their investments.

Past performance or any yields quoted should not be considered reliable indicators of future returns. Restricted advice can be provided as part of other services offered by Bestinvest, upon request and on a fee basis. Before investing in funds please check the specific risk factors on the key features document or refer to our risk warning notice as some funds can be high risk or complex; they may also have risks relating to the geographical area, industry sector and/or underlying assets in which they invest. Prevailing tax rates and relief are dependent on your individual circumstances and are subject to change.

Issued by Bestinvest (Brokers) Limited (Reg. No. 2830297), which is authorised and regulated by the Financial Conduct Authority. Financial services are provided by Bestinvest (Brokers) Limited and other companies in the Tilney Bestinvest Group, further details of which are available here. This site is for UK investors only.
© Tilney Bestinvest Group Ltd 2016.

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