What are Unit Trusts?

If you've already used up your annual ISA allowance but still want to invest more in the stock market, choose from our wide range of unit trusts.

Unit Trusts and OEICs are open ended investments which are basically a type of ‘pooled investment’.

If you buy Unit Trusts or OEICs direct, you can typically be charged 3–5% of your investment before you even get started. Invest via Bestinvest online and we will discount this figure, often to the point where you will have no initial charge at all. Put another way, this could save you as much as £500 on a £10,000 investment.

Investing in funds outside your ISA allowance can help build a well diversified portfolio and enable you to take advantage of your annual tax free Capital Gains Tax (CGT) allowance (£10,100 for 2009/10).

Unit trusts are a medium to longer-term investment product. The returns are potentially higher than with cash savings, but they are not guaranteed. We recommend you use one of our models to help choose the right funds for you. Each model has a specific investment strategy, which allows you to invest according to the risk and return that suits you best. Alternatively you can choose your own funds and build your own portfolio.

Fund Selection

You can either choose your own funds or let us help you by using our industry-leading research to help make your selections.