020 7189 9999
Opening hours
Mon - Fri: 7.45am to 6pm (Thurs 8pm)
Sat: 9.30am - 1.30pm
Request a call back
  • Home
  • Your options at retirement

Your options at retirement

What should I do with my pension when I retire?

These are exciting times for those in or reaching retirement. You now have complete freedom to access your pension as you want – whether through income drawdown, taking lump sums, buying an annuity or a combination of all three. We are here to help you make the right choice.


How much support do you need?

We have a comprehensive range of retirement services designed to give you as much help and support as you need at this important stage of your life.

Confident self-directed investors can take advantage of our annuity service, as well as our award-winning Online Investment Service and the Best SIPP – our self-invested personal pension with market-leading drawdown pricing and maximum annual management charges of 0.3%*. Plus, we’re always at the end of the telephone to provide support or answer any question you may have.

If you have more complex needs or would like more support, we can give you personalised financial advice. Our expert financial planners will meet with you to discuss your plans, review your current situation and work with you on a strategy to achieve your goals.

*Other fees apply.

Get in touch

If you need assistance or would like more information, we can help. Whether you would like a brief chat about your options at retirement or would like to know more about our range of services, our friendly experts are always on hand to answer your questions.

Free Guides

Free guide to the At Retirement service

This guide covers our comprehensive At Retirement service and the ways it could benefit you. We also tell you more about drawdown, annuities, lump sums and staying invested.

The decision to access your pension is an important one and will affect your income and possibly your standard of living for years to come. Therefore we recommend that before any decision is made you receive regulated financial advice or get free guidance from Pension Wise. Find out more about Pension Wise.

SIPPs are not suitable for everyone. If you don’t want to invest across different asset classes or don’t think you will make use of the investment choices that SIPPs give you then a SIPP might not be right for you. Self-directed investors should regularly review their SIPP portfolio, or seek professional advice, to ensure that the underlying investments remain in line with their pension objectives.


Past performance is not a reliable indicator of future returns

The value of your investment can go down as well as up, and you can get back less than you originally invested.

The Bestinvest Online Investment Service, including any account analysis and investment reports provided by our guidance services, is an online execution-only dealing service for investors who want to make their own investment decisions. It does not provide advice on the suitability of products and investments; if you are unsure about the suitability of any investment you should seek professional advice. Clients of our Investment Advisory Service and Managed Portfolio Service can use the website to obtain current valuations of their investments but cannot trade on these accounts online and should call their adviser if they wish to discuss changes to their investments.

Past performance or any yields quoted should not be considered reliable indicators of future returns. Restricted advice can be provided as part of other services offered by Bestinvest, upon request and on a fee basis. Before investing in funds please check the specific risk factors on the key features document or refer to our risk warning notice as some funds can be high risk or complex; they may also have risks relating to the geographical area, industry sector and/or underlying assets in which they invest. Prevailing tax rates and relief are dependent on your individual circumstances and are subject to change.

Issued by Bestinvest (Brokers) Limited (Reg. No. 2830297), which is authorised and regulated by the Financial Conduct Authority. Financial services are provided by Bestinvest (Brokers) Limited and other companies in the Tilney Bestinvest Group, further details of which are available here. This site is for UK investors only.
© Tilney Bestinvest Group Ltd 2016.

Version: RC1026.42402