Can I invest in a Ready-made Portfolio and other investments at the same time?

Yes. You have the freedom to choose all of your own investments, but you will pay our usual service fees for any money in your account that is not invested in a Ready-made Portfolio or Multi-asset Portfolio.

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SIPPs are not suitable for everyone. If you don’t want to invest across different asset classes or don’t think you will make use of the investment choices that SIPPs give you then a SIPP might not be right for you. Self-directed investors should regularly review their SIPP portfolio, or seek professional advice, to ensure that the underlying investments remain in line with their pension objectives.