Can I open a fee-free SIPP on behalf of a child in my life?

Yes, you can open a fee-free Best SIPP for a child. Under current rules you can pay in £2,880 a year for a child (£3,600 after the Government adds 20% tax relief).

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SIPPs are not suitable for everyone. If you don’t want to invest across different asset classes or don’t think you will make use of the investment choices that SIPPs give you then a SIPP might not be right for you. Self-directed investors should regularly review their SIPP portfolio, or seek professional advice, to ensure that the underlying investments remain in line with their pension objectives.