Archived article: This article was correct at the time of publishing. Tax, investments and pension rules can change over time so the information below may not be current.

2015 – Year of the Pension

2015 is a big year for pensions. In April they’re breaking free from rules over how you access money on retirement, as well as unpopular features such as the 55% pension ‘death tax’.

Lee Dooley Lee Dooley
15 January 2015

But they’re retaining the good parts – you’re still given hefty tax relief on pension contributions and you won’t have Capital Gains Tax or Income Tax to pay on investment returns (except tax credits on dividends).

With this new freedom and flexibility suddenly making pensions more attractive, is it time you gave some thought to how you save for the future?

We can help you make the most of your pensions

We spend every day talking to our clients about pensions, and we have years of experience helping people make the most of their investments. During these exciting times for pensions, why not let us help you too? Our investment professionals would be happy to answer any questions you have, simply call us on 020 7189 2400.

Gain control over your retirement savings with our Best SIPP

Readers of the Financial Times and Investors Chronicle voted us Low-cost SIPP Provider of the Year in both 2013 and 2014, and the pension behind this success is our Best SIPP*. With the Best SIPP you could benefit from:

  • Excellent value – we have one of the lowest-cost SIPPs on the market
  • Investment choice – you get access to more than 2,500 funds plus investment trusts, ETFs and all UK-listed shares
  • Free research – our renowned team regularly share their research to help you make informed investment choices
  • Expert help – if you would like support while choosing and managing pension investments we have a range of solutions to help

If you would like to know more about the features, benefits and costs of the Best SIPP please download our free guide. If you are ready to start investing today, you can open a Best SIPP account online in only a few minutes.

The value of investments, and the income derived from them, can go down as well as up and you can get back less than you originally invested. Prevailing tax rates and reliefs are dependent on your individual circumstances and are subject to change. This article does not constitute personal advice.

*SIPPs are not suitable for everyone. If you don’t want to invest across different asset classes or don’t think you will make use of the investment choices that SIPPs give you then a SIPP might not be right for you. Self-directed investors should regularly review their SIPP portfolio, or seek professional advice, to ensure that the underlying investments remain in line with their pension objectives.