Archived article: This article was correct at the time of publishing. Tax, investments and pension rules can change over time so the information below may not be current.

Announcing – the winner of our summer competition

We had a great response to the competition we ran over the summer. From early June to late August, we asked you to tick something off your financial ‘to-do’ list, such as have a pension consultation or invest money into your ISA. Then, if you told us about an experience that you’ve always wanted to do but have never had the time for, you would be in with a chance of winning up to £2,000 to make it a reality.

Lee Dooley Lee Dooley
16 September 2015

The message is that it’s vital to spend time thinking about your savings and investments to make sure that you’re on track to meet your goals. We also hoped to get you thinking, having some fun along the way.

There were some fantastic entries, and clearly a lot of people want to see more of the world as most entries related to travelling. Congratulations to Mary Miller, whose vivid description of a trip across the length of South America impressed our team of judges. She wins the grand prize of £2,000 and her trip is already booked for the second half of 2016.

We’d also like to say well done to Fiona Belardo, our runner-up and winner of the final £150 Red Letter Days voucher.

If you still have something to tick off your financial to-do list, it doesn’t matter that our competition is over – get in touch with us today and we’ll be able to help. If you want to do any of the following:

  • Have a pension consultation
  • Open a Best SIPP*
  • Open a stocks & shares ISA
  • Consolidate your ISAs or pensions**
  • Set up regular savings

Please call us on 020 7189 2400, request a call back or send us an email at

The value of investments, and the income derived from them, can go down as well as up and you can get back less than you originally invested. This article does not constitute personal advice. If you are in doubt as to the suitability of an investment please contact one of our advisers. Past performance is not a guide to future performance.*

SIPPs are not suitable for everyone. If you don’t want to invest across different asset classes or don’t think you will make use of the investment choices that SIPPs give you then a SIPP might not be right for you. Self-directed investors should regularly review their SIPP portfolio, or seek professional advice, to ensure that the underlying investments remain in line with their pension objectives.

**Before transferring pensions, you should ask yourself: Will I be charged or penalised by my existing provider for transferring? Will I lose any valuable features or benefits if I transfer? Have I considered my current pension charges, and could consolidating be more expensive? Am I part of an occupational final salary pension scheme? (In which case I would most likely be better off not switching).