Archived article: This article was correct at the time of publishing. Tax, investments and pension rules can change over time so the information below may not be current.

Five reasons to choose a fee-free SIPP

We don’t charge any service fees for our Best SIPP when you invest your pension in one of our Ready-made Portfolios. This means you get a dedicated team of experts managing your pension investments while saving up to 0.3% a year. Keep reading for five reasons to choose our fee-free Best SIPP.

Lee Dooley Lee Dooley
08 August 2017
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You could save money

When you invest your Best SIPP in a Ready-made Portfolio you won’t pay any annual service fees for your pension (usually 0.3% a year). These savings can make a big difference over time, giving you more money to enjoy in retirement. For example, you would have saved £15,000 in annual service fees if you invested £100,000 in a fee-free Best SIPP for 20 years and achieved 5% growth each year without making any new contributions*.

You have more free time

When you buy a Ready-made Portfolio our experts make all the investment decisions for you. They look after the portfolios, choosing what to buy or sell and when. This leaves you with more time to do the things you enjoy in life, without spending hours hunched over a computer researching and managing your investments.

You get an award-winning pension

We’ve won a long list of awards for our Best SIPP since it launched in 2011. On 20 July we were named Best Direct SIPP Provider 2017 at the Your Money awards, and our other awards include:

  • Best SIPP Provider 2017 at the City of London Wealth Management Awards
  • Best SIPP for Beginners 2016 at the Moneywise Pension Awards
  • Best Direct SIPP Provider 2015 at the Your Money Awards

Your investments are in good hands

All of our investment decisions are based on the experience and expertise of our investment office – from our Chief Investment Officer who provides our overall investment outlook to the specialists who pick and choose the best funds from each asset class.

The process has done us well so far. Our Growth portfolio has given investors the following returns over the last one, three and five years:

  1-year cumulative performance 3-year cumulative performance 5-year cumulative performance
IFSL Tilney Bestinvest Growth Portfolio I Acc  15.6%  24.6%  60.1%

The fund has also outperformed its benchmark over the last five years:

Five year performance of IFSL Tilney Bestinvest Growth Portfolio I Acc

And has given investors the following returns in 12-month periods since 2012:

  Performance 30/06/2016 to 30/06/2017 Performance 30/06/2015 to 30/06/2016 Performance 30/06/2014 to 30/06/2015 Performance 30/06/2013 to 30/06/2014 Performance 30/06/2012 to 30/06/2013
IFSL Tilney Bestinvest Growth Portfolio I Acc 13.7% 2.2% 7.2% 8.8% 16.2%


Source: Lipper for Investment Management. Data to 30 June 2017 (the latest ARC-confirmed performance data).

You get great service

The Best SIPP gives you access to all the features of our great service. You get 24-hour access to your online account, and it only takes a few clicks to log in and check your investments. You will also get access to all the latest market updates and research from our experts. And if you have any questions, you can speak to our UK-based telephone team without navigating through any irritating push-button menus.

How to open a fee-free Best SIPP

To take advantage of our fee-free pension you first need to open a Best SIPP – either by applying online or completing the ­paper application forms. Once you have opened your account you can log in and then choose a Ready-made Portfolio. That’s it – we’ll do the investing for you.

For more information please download our fee-free SIPP guide, call us on 020 7189 2400 or email

Important information

All performance data is net of fees, to 30 June 2017.