Junior Stocks & Shares ISA
Give your child a financial boost by investing up to £9,000 a year in a Junior Stocks & Shares ISA.
As with all stock market investments the value of the Junior ISA can fall as well as rise and you may get back less than has been paid in.
Tax treatment depends on individual circumstances and may be subject to change in the future.
What is a Junior Stocks & Shares ISA?
A Junior Stocks & Shares Individual Savings Account (ISA), is a tax-efficient investment account for children. There is no income tax or capital gains tax to pay on investments in a Junior Stocks & Shares ISA. It can be a great way to build a nest egg for children.
Benefits of a Junior Stocks & Shares ISA
Tax-free investing
Invest up to £9,000 each tax year, free from UK income and capital gains tax. Tax treatment may be subject to change.
Boost your potential returns
Over the long-term investments aim to provide greater returns than cash, however, investing is riskier than cash saving and you might get back less than invested.
Give your child a head start
Start building a nest egg for their future.
How to open a Junior Stocks & Shares ISA
1. Open your Junior ISA account online
It can take less than 10 minutes to open a Junior ISA online. You can start a transfer request when you sign up or leave this until a later date.
2. Add money
Add money to your account to get started using a debit card.
3. Start investing
With your £9,000 annual Junior ISA allowance you can invest in one go or set up monthly savings from £50 a month.
Your Junior ISA investment options
Pick your own investments
Choose from 1000s of investments including funds, ETFs and investment trusts, plus UK and US shares. Get investment inspiration from The Best™ Funds List* to help you choose.
*The Best™ Funds List is a trademark of Bestinvest
Leave it to our experts
Our range of Ready-made investment portfolios are built and managed by the experts at our parent company, Evelyn Partners. Choose the investment that best matches your goals and attitude to risk.
Why choose a Bestinvest Junior ISA?
Manage everything in one place
Link Junior ISAs to your own Bestinvest account and keep track of everything in one place.
Choose your own investments
Pick your own investments or choose one of our Ready-made Portfolios.
Let friends and family contribute
Once the account has been set up anyone can contribute to it by bank transfer.
How much does it cost to invest in a Bestinvest Junior ISA?
Account services fees are charged as a percentage of the value of your investments in your account. The percentage charged depends on the value and type of investments you hold in your account. Our annual service fees are capped at 0.4% for funds and UK shares, and 0.2% a year for one of our risk-rated Ready-made Portfolios.
Other fees apply when you buy and sell certain investments.
Got Junior ISAs with other providers?
Transferring to Bestinvest is free and with all your investments in one place, it can make it easier to manage your money.
Get the best from your Junior ISA with a free coaching session
At Bestinvest you benefit from free coaching. Whether you’d like to discuss Junior ISA investments or how to better understand your financial plan and goals, our Coaches are here to help. You can even have a free Coaching session without joining Bestinvest.
Junior ISA FAQs
A parent or guardian needs to open a Junior ISA on behalf of their child, but once it is open, anyone can pay into it.
The parent or guardian should be 18 years or older and UK resident.
At 18, we will convert the Junior ISA into an adult ISA. The child will gain access to their investments at this point so they can continue investing or withdraw money in part or in full.
As long as there is annual allowance remaining for the account, anyone can pay into a Junior ISA by bank transfer.