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Stocks & Shares Individual Savings Account – ISA

Stocks & Shares Individual Savings Account – ISA

Invest up to £20,000 a year tax-free with a Stocks & Shares ISA

With investment, your capital is at risk. Taxation depends on individual circumstances. ISA and tax rules may change 

What is a Stocks & Shares ISA?

A Stocks & Shares ISA – or Investment ISA – is a tax-efficient investment account. It’s good to remember ISA rules can change and their benefits depend on your circumstances. You can:
  • Maximise generous annual allowances

    Invest up to £20,000 each tax year and up to £9,000 for children in a Junior ISA. For a family of four this equates to a tax-free allowance of £58,000 a year.

  • Keep more of your money

    Leave your money to grow year on year – there is no income tax or capital gains tax due on anything your ISA investments earn.

  • Access a wide range of investments

    Bestinvest offers a huge range of quality investments including shares, funds, investment trusts and Exchange-traded funds (ETFs) – or you can choose a risk-rated Ready-made Portfolio.

  • Withdraw your money anytime

    …unlike some fixed-term cash ISAs. But do remember investing is for the long term – we suggest at least three years – as the value can go down as well as up.

Who can have a Stocks & Shares ISA?

Who can have a Stocks & Shares ISA?

Almost anyone! Just so you know:

  • You need to be at least 18 years old. Junior Stocks & Shares are available for children too
  • It’s important that you’re a UK resident for tax purposes
  • You can set one up if you have opened a cash or other ISA this tax year – as long as you still have unused allowance available
  • You can only open one Stocks & Shares ISA each tax year, unless you transfer your other Stocks & Shares ISA and unused allowance across to Bestinvest or another provider

Investments for your ISA

The performance of your ISA depends on the success of the investments you choose. When you become a Bestinvestor, we’ll make sure you have everything you need to succeed.


Access investment opportunities across different sectors and around the world. Take your pick from almost 2,000 funds including ETFs and investment trusts. It’s easy to look for the ones you want with comparison tools and insightful fund factsheets.

Search all funds


Whether it’s big-name US brands or familiar UK-listed companies you want for your ISA, Bestinvest has you covered. Our investment search tool makes it easy for investors to browse our big range of quality UK and US shares.

Search all shares

Ready-made Portfolios

Ready-made Portfolios give you the option to buy a portfolio built and managed by the investment team at Evelyn Partners, our parent company (they manage over £50 billion). Once you’ve picked the portfolio you want, you don’t have to do anything else. Our experts will do the rest.

Search our Ready-made portfolios

Start thinking about tomorrow, today

Open a Stocks & Shares ISA and bring your goals forward

Why choose Bestinvest for your Stocks & Shares ISA?

You’ll find everything you need at Bestinvest to make a success of your Investment ISA:

Big investment choice

Choose from 1000s of investments including funds, ETFs and investment trusts, plus UK and US shares. Don’t want to pick your own investments? Go for a Ready-made Portfolio

Excellent value for money

Tiered service fees from 0.2% a year for Ready-made Portfolios and 0.4% a year for other funds. It’s free to set up, buy and sell funds. It’s £4.95 per online trade for UK shares, no online dealing fees for US shares and a 0.95% foreign exchange fee

Open your Investment ISA in minutes

Open your account and start investing in minutes. You can manage your investments online or through the Bestinvest app

Free coaching, tools and resources

Get more from your investment choices with tools and resources such as investment guides and free 45-minute coaching sessions whenever suits you with no ongoing commitment.

Award-winning service

We’ve won many awards for our products and services since the 1980s, including Boring Money Best Buy ISA winner (2023) and Best Stocks and Shares ISA Provider at the second Online Money Awards

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Free investment coaching

Got questions about investing? Our Bestinvest Coaches are qualified financial planners, they can help you understand if your investment choices line up with your objectives and the level of risk you’re willing to take when investing.

How much does it cost to invest in a Bestinvest Stocks & Shares ISA?

How much does it cost to invest in a Bestinvest Stocks & Shares ISA?

Account fees for our cost-effective and award-winning Stocks & Shares ISA depend on the value of the investments in your ISA and the type of investments you choose. Our service fees for instance are capped at 0.4% per annum for funds and UK shares, and 0.2% a year for one of our risk-rated Ready-made Portfolios.

Learn more about our fees

Please note the images here shows what our online investor tool, Grow my money looks like.

Frequently asked questions about Stocks & Shares ISAs

With Bestinvest you can invest from as little as £50.

Yes, you can add cash to your Stocks & Shares ISA and leave it there until you’re ready to invest. Your money does not sit idle – Bestinvest cash balances earn 4.45% AER (as of April 2024). It’s good to know that our cash rate is set by our custodian (SEI investments) and is subject to change without notice.

Yes. First, you’ll need to open a Bestinvest account and then it’s just a few simple steps to get your ISA transferred. We’ll even pay up to £500 towards any exit fees your existing ISA provider may charge – terms and conditions do apply.

You don’t need to be an experienced investor to benefit from a Stocks & Shares ISA. At Bestinvest you can invest how you want with as much free expert support as you like along the way, whether you’re a novice or a pro. We also provide free investment coaching as well as Ready-made Portfolios. If you opt for one of our Ready-made Portfolios, you can have an Investment ISA without choosing or managing any of the investments yourself.  

There’s no such thing as the best stocks and shares ISA provider. It really depends on what you’re looking for. Some ISA providers offer a huge range of investments but not much in the way of support to help you get the best from your ISA. Others offer a limited range of investments. Bestinvest offers a broad range of investments and free investment coaching from qualified financial planners, so you are fully supported on your investment journey.