The value of your investments and the income from them may go down as well as up, and you could get back less than you invested.
With our ISA, we try to keep costs low. We don't charge you to open your account or transfer investments to us from other providers, and our annual service fees start from 0.2% for our Ready made Portfolios or 0.4% for other investments. It is free to buy and sell funds, and online share dealing costs just £4.95 per trade - one of the lowest of all the major investment platforms.
Our annual service fees are tiered – so you pay a lower percentage for bigger investments. You can also benefit from a lower dedicated service fee for Ready-made Portfolios.
Ready-made Portfolios and US shares
| Investment value | Service fee |
| Up to £250,000 | 0.2% |
| £250,000 - £500,000 | 0.2% |
| £500,000 - £1,000,000 | 0.1% |
| Over £1,000,000 | No charge |
Other investments
| Investment value | Service fee |
| Up to £250,000 | 0.4% |
| £250,000 - £500,000 | 0.2% |
| £500,000 - £1,000,000 | 0.1% |
| Over £1,000,000 | No charge |
For funds and ETFs there are underlying fund management charges set by the fund manager. These can include an Ongoing Charges Figure (OCF) and sometimes an initial entry charge (although in most cases this is 0%). These fees are specific to each fund/ETF and you can find information about the fee on each fund/ETF factsheet on our investment search tool.
For an overview of dealing-related fees you may be charged, see the 'Dealing fees' section of our main fees page or read the Key Facts about Our Services and Costs document.
You can open one of our award-winning Stocks & Shares ISAs in several different ways. Apply online, print and post the paper application forms or speak to us over the phone.
Speak to our experts for more information on ISAs or to find out about our Stocks & Shares ISA.