Pension carry forward

Making pension contributions above your annual allowance

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Pension carry forward lets you make pension contributions above your usual annual allowance by carrying forward unused allowance from the three previous tax years. In this factsheet we explain the rules in more detail and show you how much extra you could pay into your pension if you use carry forward.

What's in this guide?

  • What is pension carry forward?
  • How much extra can you pay into your pension?
  • Who can take advantage of carry forward rules?