Ready-made Portfolios

The cost-effective way to have your investments managed

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What are Ready-made Portfolios?

Bestinvest Ready-made Portfolios are built by the investment team at Tilney – our sister company that looks after more than £20 billion of people’s money. These ‘off-the-shelf’-style portfolios come with a collection of investments so you don’t have to spend time choosing them yourself.

The team spends their days deciding where and how much to invest and dedicates a lot of time to finding the right mix of different investments that are likely to perform the best, in line with the portfolio’s objectives and risk level, with the least chance of losing money (which all investments can do).

There are seven portfolios available; each one is designed for a different kind of person – whether you are investing to grow your savings, ethically or for a regular income. You just pick the one that suits you and we do the rest.

The team behind the portfolios

The portfolios are looked after by Tilney’s investment team. They’re the same people behind Tilney’s investment management services, some of which are only available to people with hundreds of thousands of pounds to invest.

Each member of the team specialises in a particular area – whether that’s researching individual investments or making sure the portfolios reflect any changes in the economy or political world. They have been doing this for years and are some of the most qualified people in the investment industry – so you know your money is in good hands.

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I want to invest     Get started by choosing which portfolio suits you Pick a portfolio
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Who are Ready-made Portfolios for?

Ready-made Portfolios are popular with people who:

  • Want to invest but aren’t sure where to start
  • Have better things to do than check and choose investments
  • Aren’t interested in investments or the stock market
  • Would feel more comfortable with a team of professionals looking after their money
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Need help deciding?

Many people find it difficult to make decisions about what to do with their money. If you are unsure which portfolio to choose and you have at least £20,000 to invest, our advisers can recommend the one that’s right for you. We call this service Bestinvest Plus.

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What are the benefits?

There are plenty of reasons to start investing with a Ready-made Portfolio.

It’s easy

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Our team continually reviews the portfolios, checking that they are performing well and making any changes when necessary. So once you’ve chosen a portfolio you won’t have to lift a finger, although it’s a good idea to review your feelings towards investment risk regularly and make sure that the portfolio is still right for you.

Your money is in good hands

Your money will be looked after by Tilney’s investment team. They do this all day, every day – so you can be sure your money will always be held in high quality investments that the team believes are the most likely to do well for you (although there is always a risk of losing money).

Great value

Ready-made Portfolios will cost you a little more than picking and looking after your own investments. But they’re still one of the cheapest ways to have your money managed by professionals.

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Frequently asked questions

What is a Ready-made Portfolio?

Like their name suggests, Ready-made Portfolios are portfolios that come ready-made with a collection of investments. They are also looked after by our team, so you don’t have to spend time choosing and checking investments for yourself.

Which investments are in Ready-made Portfolios?

Each of our Ready-made Portfolios holds a mix of different investments including shares, bonds, property, commodities (such as gold), hedge funds and cash.

How much do they cost?

Because the Ready-made Portfolios are managed by a team of investment professionals, they cost a little more than choosing your own investments. The annual management fees for our Ready-made Portfolios range from 1.45% to 1.54%, and our account fees are 0.4% a year.

Which accounts can I invest in?

You can invest in a Ready-made Portfolio with our Stocks & Shares ISA, Investment Account and Junior ISA.