Where did our clients invest last month?
With the announcement of a national lockdown for a Halloween treat and a pending US election, how did the popularity of funds fare with our clients in October?
Published on 09 Nov 20206 minute read
Written by Lucy Cowley
The funds below have done well, but you should always keep in mind that investments go down as well as up and you may not get back the amount invested. Remember the golden rule: a fund’s past performance is not necessarily a guide to future performance.
At number 10 we have the fund that helps you do good with your money whilst (hopefully) earning you the goods too…
Manager: a team of four: Kate Fox, Lee Qian, Michelle O’Keeffe, Ed Whitten
What’s in there? Taiwan Semiconductor Manufacturing, Dexcom Inc.
About the fund: this fund aims to do good with your money. The companies within it deliver growth in one of four areas: social inclusion and education; environment and resource needs; healthcare and quality of life; and the needs of the world’s poorest populations. What a champ.
Manager: Michael Lindsell/Nick Train
What’s in there? Unilever, Diageo, Disney
About the fund: the fund focuses primarily on developed markets and the managers buy businesses they view as cash-generative and hold them for the long term – they’re usually larger companies too. The portfolio has shown to have an overweight to Japan historically.
Our most adventurous portfolio – think of Philippe Petit; a high-wire artist who famously walked a tightrope between the tops of the Twin Towers in 1974
What’s in there? Asset allocation – 86% equity. Geographical – 54% UK. Capitalisation – 59% large.
About the fund: this dicey little chap may be for you if you have a very high tolerance for risk and a long term horizon. It’s designed to deliver high growth by investing in UK and global stock markets but also has substantial exposure to both smaller companies and markets outside the UK, including emerging markets and Asia. Stock markets can be particularly volatile in the short term and investments in smaller companies and overseas markets carry their own risks. Risky business.
Back so soon, BG? And you brought a new friend!
Manager: Joe Faraday / Roderick Snell
What’s in there? Samsung, Sea (an internet platform company, not the big blue thing)
About the fund: so this fund targets long term capital growth in the Far East, but excluding Australasia and Japan. It is run by Baillie Gifford's Edinburgh-based emerging markets team. They target companies in growing industries and tend to favour financially stable businesses that have competitive advantages.
Three of the companies in there could be very useful in a second national lockdown…
Manager: James Anderson
What’s in there? Spotify, Netflix, Amazon
About the fund: most of the fund will be held in quoted equities – which just means they’re on the stock market. It aims to maximise total return from long-term investments and those investments are chosen on merit– an interesting and ‘fair’ way of looking at things.
Our adventurous portfolio has moved up one spot this month. Adventurous indeed.
What’s in there? Asset allocation – 74% equity. Geographical – 54% UK. Capitalisation – 60% large caps.
About the fund: high tolerance for risk and a long term investment horizon? Here you go! This fund has a large exposure to shares, including smaller companies, emerging markets and Asia, meaning a higher chance of short-term volatility… hold on to your hats!
This fund is actually managed in Edinburgh, but the team often takes trips to the US… well… they did and will again eventually.
Manager: Gary Robinson / Ian Tabberer
What’s in there? MasterCard, Wayfair, Alphabet
About the fund: the focus of this fund is to select large and medium sized companies that show long term growth potential and have reasonable trading valuations.
In third place and the third time we feature in the countdown this month… we’ll take that.
What’s in there? Asset allocation – 64% equity. Geographical – 53% UK. Capitalisation – 61% large caps.
About the fund: if you’re ready to play the long game, take on risk and want some diversification away from the stock market, this could be the portfolio pumpkin for you. Some investments in there have exposure to smaller companies, emerging markets and Asia (open to risk). But the rest of the fund is spread across bonds, commercial property and other areas (actually help reduce risk).
You read that right… Fundsmith is no longer in the top spot after an impressive 11-month run.
Manager: Terry Smith
What’s in there? Estée Lauder, L'Oréal,
About the fund: fund manager Terry Smith invests in ‘quality’ companies – aka those able to sustain high rates of return on capital in cash, often through intangible assets such as brands that deter competition. He has enjoyed a long and successful career in finance, and he notoriously upset the City establishment with his book Accounting for Growth in the ‘90s. Ooh-er.
Baillie Gifford has had a cracking month with four of its funds in our top 10 AND knocking Fundsmith Equity from its top spot!
Manager: Douglas Brodie
What’s in there? Tesla, Ocado
About the fund: Baillie Gifford target a specific type of small cap company – those capable of growing into large caps. Good news so far. This fund aims to provide above-average returns over the long term (good again) and Brodie invests globally in securities of companies considered to offer great future prospects. Three for three, good all round.
How to invest in these funds
All of these funds (plus thousands more) can be bought in our award-winning Best SIPP and Stocks & Shares ISA or in an investment account. (Psst – see our full awards list here.) These offer great value for money and give you control over your investments. It’s quick and easy to open an account with us – take a look below. Please read the important information below and make sure you understand the risks before investing.
Speak to us
For more information on the Best SIPP, our Stocks & Shares ISA, investment account or any of these funds, please get in touch by calling us on 020 7189 9999 or emailing us at firstname.lastname@example.org.
The value of your investment can go down as well as up, and you can get back less than you originally invested. Past performance is not a guide to future performance.
Before investing in funds please check the specific risk factors in the Key Features Document or refer to our risk warning notice as some funds can be high risk or complex; they may also have risks relating to the geographical area, industry sector and/or underlying assets in which they invest.
This article does not constitute personal advice. If you are in doubt as to the suitability of an investment please contact a financial adviser. It is based on our opinions which may change
*SIPPs are not suitable for everyone. They may not be right for you if you don’t want to invest across different asset classes or don’t think you will make use of the investment choices available to you. Please contact us for guidance or advice if you are unsure.
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