Self-invested Personal Pensions

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Self-invested Personal Pensions (SIPPs) give you more control over your pension investments. The Best SIPP is our award-winning low-cost personal pension – it makes it easy to choose how your retirement savings are invested and consolidate several pensions in one place*.

What are SIPPs?

Self-invested Personal Pensions are a type of pension that give you:

More control
You get more control over your pension investments. It’s easy to buy, sell and switch them.
Better visibility
It’s quick and effortless to check the value of your pension and see how each of your investments is performing.
A wider choice of investments
You get access to a wider variety of investments than traditional pensions, including thousands of funds and UK shares.
Freedom to take an income
When you reach retirement you can take an income in the way that suits you best.

Benefits of the Best SIPP

Great value for money

Tiered service fees mean you pay lower fees for larger pensions, with no set-up charges when you open your account.

Invest how you like

Let our experts manage your investments, invest with help from an investment adviser or take care of everything yourself.

We make it easy

Open a pension by investing or transferring*, use all our free investment research and call our UK-based experts if you need help.

We were voted the FT's Best Low-Cost SIPP Provider 2017

Our charges

We give you great value for money with clear charges that decrease as your pension grows:

Up to £250,000

0.3% a year

£250,000 - £1 million

0.2% a year

Over £1 million


There are no set-up fees, no fund dealing charges and we pay up to £500 towards your exit fees when you transfer your pensions*.

Find out more

Pension investment ideas

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Our best pension investment ideas

Our best pension investment ideas

Our free guide covers the funds we believe are high quality and most likely to deliver for your pension.

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Speak to an expert

Get in touch with our experts for more information about pensions:

SIPPs are not suitable for everyone. They may not be right for you if you don’t want to invest across different asset classes or don’t think you will make use of the investment choices available to you. Please contact us for guidance or advice if you are unsure.

*Before you consider transferring a pension, it is important to ask yourself: Will I lose any valuable benefits or features from my existing pension plan? Will I incur any penalties on my existing pension if I transfer? Is it an occupational final salary pension scheme? (in which case it is very unlikely to be advisable to transfer) Have I considered the charges on my current plan? (a new arrangement may be more expensive – especially if you have a stakeholder pension). Exit fees may apply if you choose to leave Bestinvest.