Self-invested Personal Pensions

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The Best SIPP

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Self-invested Personal Pensions (SIPPs) give you more control over your pension investments. The Best SIPP is our award-winning low-cost personal pension – it makes it easy to choose how your retirement savings are invested and consolidate several pensions in one place*.

What are SIPPs?

Self-invested Personal Pensions are a type of pension that give you:

More control
You get more control over your pension investments. It’s easy to buy, sell and switch them.
Better visibility
It’s quick and effortless to check the value of your pension and see how each of your investments is performing.
A wider choice of investments
You get access to a wider variety of investments than traditional pensions, including thousands of funds and UK shares.
Freedom to take an income
When you reach retirement you can take an income in the way that suits you best.

Benefits of the Best SIPP

Great value for money

Tiered service fees mean you pay lower fees for larger pensions, with no set-up charges when you open your account.

Invest how you like

Let our experts manage your investments, invest with help from an investment adviser or take care of everything yourself.

We make it easy

Open a pension by investing or transferring*, use all our free investment research and call our UK-based experts if you need help.

Best Low-cost SIPP Provider

We were voted the FT's Best Low-Cost SIPP Provider 2018

Who can have a SIPP?

Almost any UK resident under the age of 75 can save into a SIPP. You can open a SIPP for yourself or for somebody else, such as a partner. Many people also set up SIPPs for the children in their lives. But whoever you are investing for, before opening an account you should make sure you will use the extra control and choice that SIPPs give you.

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Our charges

We give you great value for money with clear charges that decrease as your pension grows:

Up to £250,000

0.3% a year

£250,000 - £1 million

0.2% a year

Over £1 million


There are no set-up fees, no fund dealing charges and we pay up to £500 towards your exit fees*** when you transfer your pensions*.

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Speak to an expert

Get in touch with our experts for more information about pensions:

SIPPs are not suitable for everyone. They may not be right for you if you don’t want to invest across different asset classes or don’t think you will make use of the investment choices available to you. Please contact us for guidance or advice if you are unsure.

***Subject to terms and conditions. Exit fees may apply if you choose to leave Bestinvest. *Before you consider transferring a pension, it is important to ask yourself: Will I lose any valuable benefits or features from my existing pension plan? Will I incur any penalties on my existing pension if I transfer? Is it an occupational final salary pension scheme? (in which case it is very unlikely to be advisable to transfer) Have I considered the charges on my current plan? (a new arrangement may be more expensive – especially if you have a stakeholder pension).