Crystal clear definitions for ISA related terms
Additional Permitted Subscription
Child Trust Fund
An ISA is an account for either a cash savings (known as a cash ISA) or investments (known as either an investment ISA or a stocks and shares ISA). ISAs are different to other accounts because they are free from Income Tax and Capital Gains Tax. Each tax year the Government gives adults an allowance that can be invested in an ISA. The current ISA allowance is £20,000.
Junior ISAs are also available for children.
Find out more about our Stocks & Shares ISA.
Junior ISA (Junior Individual Savings Account)
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