How are your 2019 resolutions coming along?

At Bestinvest we kicked off 2019 with a handful of resolutions to help you get on top of your finances this year. Seven months on, this is a reminder that there’s still plenty of time to make the most of your money. 

Make the most of your ISA allowance

You’ve got until April to invest up to £20,000 tax-free in an ISA. Opening an ISA and choosing your investments can take as little as 10 minutes with Bestinvest. Just grab your National Insurance number and debit card, and then fill out our new, simpler online application form.

Open an ISA

Take control of your pension with a SIPP

Pensions are often moved to the bottom of the to-do list, but they’re so important. You can pay as much as you earn into a pension each year, usually up to £40,000, and the Government will top up your contributions by 20-45%. But you need a pension that gives you control over your money and lets you invest it in the way you want. Our Best SIPP is a low-cost, award-winning personal pension that does all of that and much more.

Find out more

Get your money working hard for you

If your investments haven’t performed as well as you’d like this year, or you’ve just decided that you would rather not spend any more time poring over them, then choose a Ready-made Portfolio. The portfolios are built and managed by our team. They make all of the investment decisions – giving you more time for the things you enjoy.

Choose a portfolio

Tidy up your investments

You may have missed the boat for spring cleaning, but when it comes to investments there is never a wrong time to tidy things up. The simplest way is to bring your investments together with one provider:

  • Managing and reviewing of your investments will be quick and easy
  • There’s less paperwork and fewer usernames or passwords to remember
  • You might pay lower fees if you choose the right provider

 

To bring your investments together with Bestinvest, just complete the short form on our website and we will do all the legwork for you. We’ll also pay you up to £500 for any exit fees your current providers charge*.

Transfer my investments

Get in touch

For more information or if you have any questions, don’t hesitate to get in touch by calling 020 7189 9999 or emailing best@bestinvest.co.uk.

 

Important information

*Terms and conditions apply. Exit fees may apply if you close your Bestinvest account.

SIPPs are not suitable for everyone. If you don’t want to invest across different asset classes or don’t think you will make use of the investment choices that SIPPs give you then a SIPP might not be right for you. Please contact us for guidance or advice if you are unsure whether a SIPP is right for you.

Before you consider transferring a pension, it is important to ask yourself: Will I lose any valuable benefits or features from my existing pension plan? Will I incur any penalties on my existing pension if I transfer? Is it an occupational final salary pension scheme? (in which case it is very unlikely to be advisable to transfer) Have I considered the charges on my current plan? (a new arrangement may be more expensive – especially if you have a stakeholder pension).