Investment coaching or advice – see what we're offering at Bestinvest

We offer free investment coaching with qualified financial planners worth hundreds of pounds – whether you’re our client or not – and we’re giving away free portfolio health checks worth up to £500 if you transfer more than £50,000 to Bestinvest.

Published on 04 Aug 20226 minute read

Written by Alice Haine

At a time when many investors are eyeing the markets with some trepidation, we have two offers to help you reassess your investment portfolio and ensure you’re still on track to hit your financial goals.

The global markets have endured a turbulent six months with sharp declines in both the equity and bond markets against a backdrop of high inflation, rising borrowing costs and slowing growth. After a long bull market of rising share prices, many have found their ISAs and pensions hard hit from being too heavily exposed to areas like US equities and sectors such as technology and communication services.

Those with existing investments may be worried about portfolios dropping in value during the current market turbulence, while those new to investing may be nervous about buying into the markets amid so much uncertainty.

With this in mind, now might be a sensible time to re-evaluate your investment journey, either by setting a new goal to invest towards or by reviewing existing investments to ensure your portfolio is on track. Have a look at both our offers below – they’re intended to help you set yourself up for the long term.

Offer 1: free coaching session with a qualified financial planner

Our free 45-minute coaching sessions are open to anyone who needs help, support or information on financial planning or investment objectives – whether you’re an existing Bestinvest client or not.

We were one of the first in the market to recognise the value of providing investors like you with guidance on what you can do with your money.

How does coaching work?

Unlike advice, where an adviser spells out what you should do with your money and makes specific recommendations, a coaching session aims to empower you to make your own investment decisions.

Our coaching service is one of the only free services of this kind in the market. Other providers charge rates varying from £60 to almost £300 with services only open to existing clients.

Coaching sessions with us can be booked directly through the website, with meetings held by video link or over the phone. Prior to the meeting there is an option to complete an online risk assessment and fact find questionnaire, if you have opened an account.

Who is coaching for?

Coaches can provide guidance on whatever query you have during your investment journey – from reassurance for existing investments, to portfolio performance to tips on sustainable investing and how to ensure your pension lasts your entire retirement.

The service can also help those new to investing identify their financial goals and how they might achieve them, whether investing to pay off a mortgage, finance a child’s university education or fund retirement.

During the coaching session, the financial planner will run through some key questions, such as what type of help you’re looking for, what goals you want to achieve and what financial decisions you have made so far.

Why are life goals important?

Our recent research found that 80% of investors think that investing with a life goal in mind and tracking their path towards achieving that target, leads to more successful results*. This is because goal-based investing helps focus the mind on a timescale and the appropriate amount of risk to hit a financial target.

That’s why our free financial coaching is so valuable in the current market conditions: it guides and informs you on how to navigate your portfolio successfully during volatile times.

During your session, our Coaches empower you with the right tools to make your own investment decisions to ensure you achieve your financial goals.

Here’s how you can book a free coaching session

When you book your free coaching session, you can select a time and date that works for you from the calendar. If you are a Bestinvest client there's no limit on the number of free coaching sessions you can book with us.

Remember, coaching focuses on what you can do with your money. Our Coaches cannot offer direct financial advice, but they can discuss investments and financial plans or refer you to an adviser if you want a personalised investment recommendation.

Book now

* Bestinvest’s Life Goals Study surveyed 2,000 people across the UK between the ages of 18 to 65+. The survey was carried out by global market research firm 3Gem between May 13 to May 18 2022.

Offer 2: transfer £50,000 to Bestinvest and claim free investment advice

This offer is no longer available.

When you transfer £50,000 or more to Bestinvest we are offering you the opportunity to claim one of our advice packages for free. You can choose between these two options:

Option 1: Investing for Your Goals

Investing for your Goals is an advice package worth £295. One of our experienced financial planners will help you:

Talk through your goals
Establish what you want to achieve and the level of risk you want to take
Recommend either a Ready-made Portfolio or a blueprint for creating your own portfolio

Ready-made Portfolios are professionally managed to suit different risk profiles and invest across a wide range of funds, which are rebalanced regularly and adjusted to reflect the outlook. The range includes low cost and sustainable options.

Option 2: Portfolio Health Check

A Portfolio Health Check is worth £495. During your advice session you can expect one of our investment managers to:

Review your existing investments
Make suggestions to ensure your portfolio is on track to smash your goals
Check your portfolio accurately reflects your attitude towards risk

After the session your adviser sends a report outlining the best strategy to employ going forward, whether that’s keeping existing holdings or recommending switches.

How can professional advice help my investments?

While some DIY investors are confident and enthusiastic about investing in shares, funds and investment companies, recent market turbulence could mean your portfolio is not performing as well as you would hope.

A fresh pair of eyes offering a professional perspective on how to fine tune your holdings – or potentially a more substantial overhaul – could ensure your portfolio is rebalanced to better reflect your attitude towards volatility and your timeline for achieving your investment goals.

Similarly if you’re an investor keen to start your investment journey, support and guidance in the early stages can set you off on the right path and give you the reassurance that you are making the right decisions.

The key thing about both Coaches and advisers is that they are there to listen, acting almost like an investment counsellor. They understand the challenges or concerns every investor has and can tailor their guidance and recommendations to your unique scenario.

Our free investment advice offer is no longer available

You can still get advice but you will have to pay for the service - investment coaching remains free as always.

Investment does involve risk. The value of investments and the income from them can go down as well as up. The investor may not receive back, in total, the original amount invested. Past performance is not a guide to future performance.

You should always seek appropriate advice from your financial adviser before committing funds for investment. When investments are made in overseas securities, movements in exchange rates may have an effect on the value of that investment. The effect may be favourable or unfavourable.