Where did our clients invest last month?
With the numbers climbing higher and higher and local lockdowns taking over large parts of the UK, where did investors place their cash? The funds below have done well, but you should always keep in mind that investments go down as well as up and you may not get back the amount invested. Remember the golden rule: a fund’s past performance is not necessarily a guide to future performance.
Published on 09 Oct 20206 minute read
Written by Lucy Cowley
The trend of our investors wanting to do good with their money continues...
Manager: (a team of four: Kate Fox, Lee Qian, Michelle O’Keeffe, Ed Whitten)
What’s in there? Taiwan Semiconductor Manufacturing, Dexcom Inc.
About the fund: this fund aims to do good with your money. The companies within it deliver growth in one of four areas: social inclusion and education; environment and resource needs; healthcare and quality of life; and the needs of the world’s poorest populations. What a champ.
A new arrival! How exciting.
Manager: Tony Kim
What’s in there? Asset allocation – 98% equity. Geographical – 60% North America. Capitalisation – 54% large caps.
About the fund: The fund tries to maximise your return through a combination of capital growth and income on fund assets. It invests globally with at least 70% of its total assets in businesses in the technology sector.
Intellectual property – not a lodge that reads a book per week – is an example of ‘economic advantage’ for the managers of this fund.
Manager: Anthony Cross/Julian Fosh
What’s in there? Unilever, Sage, Reckitt Benckiser
About the fund: The fund has a bias to mid and small cap companies. The managers look for companies with an ‘economic advantage’ such as intellectual property (copyright, trade secrets (very 007)) and stay away from economically sensitive areas such as banking and mining.
Is this fund the answer to the problems faced by active fund managers?
Manager: HSBC Global Asset Management
What’s in there? Procter & Gamble, Alphabet, Apple
About the fund: this fund aims to provide long-term capital growth – promising so far – by matching the capital performance of the S&P 500 Index by replicating its stocks. It’s not easy for active fund managers to add value to the large cap end of the American stock market, so this fund could be a good alternative…
Adventurous – think Nelly Bly (the first person to go round the world, and to do it in 72 days, not 80).
What’s in there? Asset allocation – 74% equity. Geographical – 54% UK. Capitalisation – 60% large caps.
About the fund: high tolerance for risk and a long term investment horizon? Here we are! This fund has a large exposure to shares, including smaller companies, emerging markets and Asia, meaning a higher chance of short-term volatility… strap in!
The managers have a distinct investment style, taking large positions in a small number of high-conviction businesses.
Manager: Michael Lindsell/Nick Train
What’s in there? Heineken, Pearson London Stock Exchange
About the fund: This fund invests worldwide, in mainly developed markets. The portfolio consists of larger companies with an overweight (more investment there) to Japan. Given the quality and stability of these businesses, this doesn’t necessarily increase risk. In fact, their funds have typically offered a slight hedge in falling markets
Though this fund is managed in Edinburgh, the team often takes trips to the US… well… they do usually
Manager: Gary Robinson / Ian Tabberer
What’s in there? Amazon, Netflix, MasterCard
About the fund: The focus of this fund is selecting large and medium-sized companies that show long-term growth potential with shares trading on reasonable valuations. Sounds good, right? All the research is conducted internally and through the use of sell side analysts.
In bronze, it’s our very own portfolio… AGAIN (we won’t brag though).
What’s in there? Asset allocation – 64% equity. Geographical – 53% UK. Capitalisation – 61% large caps.
About the fund: If you’re ready to play the long game, take on risk and want some diversification away from the stock market, this could be the portfolio pal for you. Some investments in there have exposure to smaller companies, emerging markets and Asia (open to risk). But the rest of the fund is spread across bonds, commercial property and other areas (actually help reduce risk).
Second place a second time, good for you, BG.
Manager: Douglas Brodie
What’s in there? Tesla and Lendingtree
About the fund: Baillie Gifford Global Discovery was launched in 2011 with the intention to take a holistic approach to small-cap investing: investing in those capable of growing into large caps. So it’s no surprise the manager invests globally in transferable securities of companies considered to offer excellent future growth prospects…
The same top three as last month. Our investors aren’t fickle it seems…
Manager: Terry Smith
What’s in there? Microsoft, Novo-Noridisk, PayPal
About the fund: Manager Terry Smith invests in ‘quality’ companies – those able to sustain high rates of return on capital in cash. Often this is through intangible assets, such as brands that deter competition. Lovely stuff.
How to invest in these funds
All of these funds (plus thousands more) can be bought in our award-winning Best SIPP and Stocks & Shares ISA or in an investment account. (Psst – see our full awards list here.) Here at Bestinvest you get competitive fees, a knowledgeable telephone team, an abundance of free investment research, and control over your investments. It’s quick and easy to open an account with us – take a look below. Please read the important information below and make sure you understand the risks before investing.
Speak to us
For more information on the Best SIPP, our Stocks & Shares ISA, investment account or any of these funds, please get in touch by calling our friendly telephone team on 020 7189 9999 or emailing firstname.lastname@example.org.
The value of your investment can go down as well as up, and you can get back less than you originally invested. Past performance is not a guide to future performance.
Before investing in funds please check the specific risk factors in the Key Features Document or refer to our risk warning notice as some funds can be high risk or complex; they may also have risks relating to the geographical area, industry sector and/or underlying assets in which they invest.
This article does not constitute personal advice. If you are in doubt as to the suitability of an investment please contact a financial adviser. It is based on our opinions which may change
SIPPs are not suitable for everyone. They may not be right for you if you don’t want to invest across different asset classes or don’t think you will make use of the investment choices available to you. Please contact us for guidance or advice if you are unsure.